“100% profit split” is one of the most overused prop firm marketing lines since 2024. Across the 30+ major firms we track, zero pay 100% unconditionally from the first payout. Every “100%” carries conditions. This guide maps the major firms and the real effective rate compared to 80%.
Typical 100% patterns
Pattern 1: 100% after scaling
The most common. Start at 80%, hit profit/payout/trading-day milestones, scale up to 100% over time.
- The5%ers High Stakes: start at 80%, scale to max 100%
- Hola Prime: 80% start, up to 95% (2-step)
- Goat Funded Trader: 80% start, up to 95% via scaling
Pattern 2: 100% via paid add-on
Buy an evaluation add-on to lift the split to 100%.
- FundingPips: 80% standard, up to 100% with add-on
- FXIFY: 80% base, up to 90% with add-on
- Funded Trading Plus: 80% standard, 100% on specific programs
Pattern 3: 100% capped to first-N-dollars
100% on the first X dollars of profit, then standard split after.
- Take Profit Trader: 90% on the PRO+ tier
- Topstep: 100% on the first $5,000, then 90%
Pattern 4: 100% only on a specific program
Multiple programs; one offers 100% and the others sit at standard splits.
- City Traders Imperium: 1-Step Instant up to 100%; other models 80%
- Tradeify: Growth program 100% on first $15,000; Select/Lightning 90%
80% vs 100% — real arithmetic
For a trader earning $1,000 monthly profit:
| Split | Received | Add-on cost | Effective received |
|---|---|---|---|
| 80% (unconditional, e.g. FTMO) | $800 | $0 | $800 |
| 90% (add-on $50) | $900 | -$50 | $850 |
| 100% (add-on $150) | $1,000 | -$150 | $850 |
| 100% (scaling reached) | $1,000 | $0 | $1,000 |
Post-scaling 100% is genuinely superior. But factor in the time and evaluation attempts to reach scaling:
| Scenario | Expected cost | Expected received |
|---|---|---|
| 80% for 3 months | $99 evaluation fee | $2,400 (80% × $1k × 3) |
| 100% reached after 6 months (2 evals + scaling wait) | $198 evaluation fee | $1,000 (only 1 month at 100%) |
If you plan to keep trading well beyond scaling, 100% wins in the long run. The choice depends on your planned operating window and achievability.
Firm comparison table (as of 2026-06-22)
From our comparison table, here is each major firm’s standard and max split, plus the path to 100%:
| Firm | Standard | Max | 100% condition |
|---|---|---|---|
| FundingPips | 80% | 100% | Add-on plan |
| The5%ers | 80% | 100% | Scaling milestones |
| Funded Trading Plus | 80% | 100% | Specific program |
| City Traders Imperium | 80% | 100% | 1-Step Instant only |
| Tradeify | 90% | 100% | First $15k on Growth |
| Topstep | 90% | 100% | First $5k |
| FundedNext | 80% | 95% | Scaling |
| Hola Prime | 80% | 95% | Scaling |
| Goat Funded Trader | 80% | 95% | Scaling |
| FTMO | 80% | 90% | Scaling |
| Apex | 80% | 90% | Plan-dependent |
| MyFundedFutures | 80% | 90% | Plan-dependent |
How to read “100%” when picking a firm
Three principles:
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Do not read it as “unconditional 100%.” There is always a condition. Read the help center linked from the firm’s page.
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Remember when 80% wins. If the time and cost to hit scaling are higher than the extra 20% recovers, an 80% firm is effectively higher. For short-term, payout-and-move strategies, plain 80% is safer.
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Prioritize proven payout history. A 100% firm that never pays once means nothing. Prefer firms with 5,000+ Trustpilot reviews where payouts are independently observable (FundingPips, The5%ers, MyFundedFutures, etc.).
“100% profit split” is marketing copy, not a contract term. Reading the conditions first usually shows that the effective gap to a steady 80% firm is much smaller than the headline.
The comparison table has each firm’s split and conditions. Real payout track records (Trustpilot counts and scores) are aggregated in Aggregated prop firm payout data.
This page is informational and is not investment advice. Profit split terms change; always check each firm’s current help center before funding an account.