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FTMO vs Apex Trader Funding: Full Comparison

A side-by-side comparison of FTMO and Apex Trader Funding built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Apex Trader Funding comes out ahead on Max profit split (100% vs 90%).
  • Apex Trader Funding comes out ahead on Profit target (6% vs 10%).
  • Apex Trader Funding comes out ahead on Min trading days (0 days vs 4 days).
  • Apex Trader Funding comes out ahead on Payout cycle (8 days vs 14 days).
  • Apex Trader Funding comes out ahead on Payout processing time (2 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.2 (20,407)).

Terms compared

Item FTMO Apex Trader Funding
Evaluation model 2-step 1-step
Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. €79 $177
Max profit split 90% 100% Better
Profit target 10% 6% Better
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. 5% 2%
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 10% 4%
Drawdown type Static End-of-day trailing
Min trading days 4 days 0 days Better
Payout cycle 14 days 8 days Better
Payout processing time 4 days 2 days Better
Max leverage 1:100 Not verified
Account sizes $10,000 / $25,000 / $50,000 / $100,000 / $200,000 $25,000 / $50,000 / $100,000 / $150,000
Asset classes forex, indices, commodities, stocks, crypto futures
Trustpilot 4.8 (49,616) Better 4.2 (20,407)
Third-party payout verification Self-reported only Self-reported only
Recorded rule changes None recorded 1

How the drawdown works

FTMO uses a static drawdown while Apex Trader Funding uses a end-of-day trailing one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

FTMO

$650M+ — Self-reported only

Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.

FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05

Apex Trader Funding

833.87M — Self-reported only

Three live counters, none carrying a currency symbol as rendered — the figure displays as bare "833.87M". Wording is "Compensation to Customers", not payouts, and the homepage separately claims "No Payout Denials". apextraderfunding.com returns HTTP 403 to automated fetches; the values were read from the counters’ data attributes in a browser on the check date and will have moved since. Payouts go by ACH in the US and through the payment partner Plane internationally, so no public settlement record exists; Apex is not among the firms Payout Junction tracks.

Apex Trader Funding — homepage counters ("Total Compensation to Customers Since 2022") · 2026-08-05

Recorded rule changes

FTMO

Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.

Apex Trader Funding

  • Effective 2026-03-01 Before: Performance Accounts paying 100% of the first $25,000 then 90/10, on an 8-day payout cycle with a 30% consistency rule. → After: EOD and Intraday Performance Accounts: 100% split, $500 minimum, 5 qualifying days, 50% consistency rule, and a maximum of 6 payouts after which the account closes. Apex Trader Funding Support — Legacy Products Overview

Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Apex Trader Funding comes out ahead on Max profit split (100% vs 90%).
  • Apex Trader Funding comes out ahead on Profit target (6% vs 10%).
  • Apex Trader Funding comes out ahead on Min trading days (0 days vs 4 days).
  • Apex Trader Funding comes out ahead on Payout cycle (8 days vs 14 days).
  • Apex Trader Funding comes out ahead on Payout processing time (2 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.2 (20,407)).

Check current terms on the official sites

FAQ

Which is cheaper to start, FTMO or Apex Trader Funding?
FTMO is €79 and Apex Trader Funding is $177.
Which one pays the higher profit split?
FTMO is 90% and Apex Trader Funding is 100%, so Apex Trader Funding is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
FTMO is 14 days and Apex Trader Funding is 8 days, so Apex Trader Funding is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
FTMO uses a static drawdown while Apex Trader Funding uses a end-of-day trailing one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
FTMO: 4.8 (49,616). Apex Trader Funding: 4.2 (20,407). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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