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Goat Funded Trader vs Fintokei: Full Comparison

A side-by-side comparison of Goat Funded Trader and Fintokei built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Fintokei comes out ahead on Max profit split (100% vs 95%).
  • Fintokei comes out ahead on Profit target (8% vs 10%).

Terms compared

Item Goat Funded Trader Fintokei
Evaluation model Multiple models Multiple models
Lowest entry fee Not verified $44
Max profit split 95% 100% Better
Profit target 10% 8% Better
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. 5% 5%
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 10% 10%
Drawdown type Static Mixed
Min trading days 3 days 3 days
Payout cycle 14 days 14 days
Payout processing time 1 days 1 days
Max leverage 1:100 1:100
Account sizes $2,500 / $5,000 / $8,000 / $10,000 / $15,000 / $25,000 / $50,000 / $100,000 / $150,000 / $200,000 / $250,000 / $300,000 / $400,000 $5,000 / $10,000 / $20,000 / $50,000 / $100,000 / $200,000 / $400,000
Asset classes forex, indices, commodities, crypto, stocks forex, indices, crypto, commodities
Trustpilot Rating withheld for a guideline breach 4.3 (1,296)
Third-party payout verification Third-party verified Self-reported only
Recorded rule changes 1 2

Goat Funded Trader: Read the review Fintokei: Read the review

How the drawdown works

Goat Funded Trader uses a static drawdown while Fintokei uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

Goat Funded Trader

$23,000,000+ — Third-party verified

The tracker lists the futures brand separately: GoatFundedFutures shows a further $2,150,648 across 1,391 settlements, latest 2026-08-04. Combined, the two brands read $20,141,964 on-chain against a $23,000,000+ claim carrying no date and no auditor. goatfundedtrader.com/payouts and /about-us both return HTTP 404.

Goat Funded Trader — homepage ("$23,000,000+ Paid to Traders") · 2026-08-05

Fintokei

€29M+ (2026-04-28) — Self-reported only

Finance Magnates, which carried the figure, stated plainly that the approval rate "has not been independently verified". Fintokei’s own /payouts page is built to display "Cumulative payouts 2025" and "Average payout approval speed", but renders $0 and 0 sec. on the check date, so the site itself substantiates neither. The homepage does publish an average payout of $3,881, a highest payout of $129,032 and an average payout time of 3h 4m. Payouts run by bank transfer, including JPY to Japanese accounts, with a crypto option; nothing settles on a rail a third party can read, and Fintokei is not among the firms Payout Junction tracks.

Finance Magnates — Fintokei declares sub-second trader payouts as prop firm competition intensifies (28 April 2026) · 2026-08-05

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Recorded rule changes

Goat Funded Trader

Fintokei

  • Effective 2026-06-03 Before: The original scaling program was, per the EN FAQ, fully retired on 2026-01-21; the successor contract-fee return inside the Loyalty Program ran only to 2026-06-30, leaving the fee-return footnotes on plan pages unsupported. → After: A relaunched Japan-market スケーリング道場 rank system (白帯→黒帯, up to +300% funding, judged by trading days + payout-request count) started 2026-06-03 per the JA FAQ (updated 2026-06-19). Accounts purchased on or after 2026-06-11 regain a contract-fee-return right upon reaching 白帯 (20 trading days + 2 payout requests); purchases up to 2026-06-10 fell under a transition that required a first payout request by 2026-06-30. Fintokei FAQ (JA) — Fintokeiスケーリング道場とは？ (updated 2026-06-19)
  • Effective 2026-01-21 Before: The スケーリング道場 scaling program, with the initial-fee return attached to it. → After: The scaling program was "fully retired" and replaced by the Capital Scaling Boost inside the Loyalty Program. The Loyalty Program contract-fee return ran only to 2026-06-30. Fintokei FAQ — What is Scaling? ("fully retired" as of 21 January 2026)

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Fintokei comes out ahead on Max profit split (100% vs 95%).
  • Fintokei comes out ahead on Profit target (8% vs 10%).

Check current terms on the official sites

Fintokei 公式サイトを見る

クーポンコード「FINTO5KEI」で5%OFF

FAQ

Which one pays the higher profit split?
Goat Funded Trader is 95% and Fintokei is 100%, so Fintokei is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
Goat Funded Trader is 14 days and Fintokei is 14 days.
Do they calculate drawdown the same way?
Goat Funded Trader uses a static drawdown while Fintokei uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
Goat Funded Trader: Rating withheld for a guideline breach. Fintokei: 4.3 (1,296). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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