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Instant Funding vs Funded Trading Plus: Full Comparison

A side-by-side comparison of Instant Funding and Funded Trading Plus built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Instant Funding comes out ahead on Lowest entry fee ($44 vs $119).
  • Funded Trading Plus comes out ahead on Max profit split (100% vs 90%).
  • Funded Trading Plus comes out ahead on Min trading days (0 days vs 3 days).

Terms compared

Item Instant Funding Funded Trading Plus
Evaluation model Multiple models Multiple models
Lowest entry fee $44 Better $119
Max profit split 90% 100% Better
Profit target 10% 10%
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. 3% 4%
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 8% 6%
Drawdown type Static Mixed
Min trading days 3 days 0 days Better
Payout cycle 7 days 7 days
Payout processing time 2 days 2 days
Max leverage 1:100 1:30
Account sizes $625 / $1,250 / $2,000 / $2,500 / $5,000 / $10,000 / $20,000 / $25,000 / $40,000 / $50,000 / $80,000 / $100,000 / $120,000 / $200,000 / $300,000 $10,000 / $25,000 / $50,000 / $100,000 / $200,000
Asset classes forex, indices, crypto, commodities forex, indices, crypto, commodities
Trustpilot Rating withheld for a guideline breach Rating withheld for a guideline breach
Third-party payout verification Third-party verified Self-reported only
Recorded rule changes None recorded None recorded

Instant Funding: Read the review Funded Trading Plus: Read the review

How the drawdown works

Instant Funding uses a static drawdown while Funded Trading Plus uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

Instant Funding

$20,277,765+ — Third-party verified

The most granular claim in the set, and internally inconsistent: the same homepage states 2024 twice, as $6,031,799 in one block and $5,039,121 in another. The firm links Tronscan, Arbiscan and Etherscan addresses for "on-chain payouts", but self-selected wallet addresses are self-attestation, not third-party verification. The independent figure covers wallets Payout Junction tracks and may not be the same set.

Instant Funding — homepage ("$20,277,765+ Paid out to traders since 2023") · 2026-08-05

Funded Trading Plus

$19.5M+ — Self-reported only

The same number is labelled three ways on the same site: "Total Trader Rewards", "19.5M+ Real Rewards" in the page title, and "$19.5M+ IN SIMULATED REWARDS" under a heading reading "VERIFIED REWARDS". The "Verified" label attaches to individual reward entries and is self-asserted; no auditor is named. fundedtradingplus.com returns HTTP 403 to automated fetches; read in a browser. Not among the firms Payout Junction tracks.

Funded Trading Plus — homepage ("$19.5M+ Total Trader Rewards, 2021 – 2026") · 2026-08-05

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Recorded rule changes

Instant Funding

Our tracker holds no recorded changes for Instant Funding. An absence of records is not proof that nothing changed.

Funded Trading Plus

Our tracker holds no recorded changes for Funded Trading Plus. An absence of records is not proof that nothing changed.

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Instant Funding comes out ahead on Lowest entry fee ($44 vs $119).
  • Funded Trading Plus comes out ahead on Max profit split (100% vs 90%).
  • Funded Trading Plus comes out ahead on Min trading days (0 days vs 3 days).

FAQ

Which is cheaper to start, Instant Funding or Funded Trading Plus?
Instant Funding is $44 and Funded Trading Plus is $119, so Instant Funding is the better of the two on Lowest entry fee. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one pays the higher profit split?
Instant Funding is 90% and Funded Trading Plus is 100%, so Funded Trading Plus is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
Instant Funding is 7 days and Funded Trading Plus is 7 days.
Do they calculate drawdown the same way?
Instant Funding uses a static drawdown while Funded Trading Plus uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
Instant Funding: Rating withheld for a guideline breach. Funded Trading Plus: Rating withheld for a guideline breach. Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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