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MyFundedFutures vs Topstep: Full Comparison

A side-by-side comparison of MyFundedFutures and Topstep built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Topstep comes out ahead on Min trading days (0 days vs 5 days).
  • Topstep comes out ahead on Payout cycle (5 days vs 14 days).
  • MyFundedFutures holds the higher Trustpilot rating (4.9 (21,225) vs 3.6 (14,632)).

Terms compared

Item MyFundedFutures Topstep
Evaluation model 1-step 1-step
Lowest entry fee $49 $49
Max profit split 90% 100% Better
Profit target 6% 6%
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. None 2%
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 3% 4%
Drawdown type Mixed End-of-day trailing
Min trading days 5 days 0 days Better
Payout cycle 14 days 5 days Better
Payout processing time 3 days 3 days
Max leverage Not verified Not verified
Account sizes $25,000 / $50,000 / $100,000 / $150,000 $50,000 / $100,000 / $150,000
Asset classes futures futures
Trustpilot 4.9 (21,225) Better 3.6 (14,632)
Third-party payout verification Third-party verified Self-reported only
Recorded rule changes 1 2

MyFundedFutures: Read the review Topstep: Read the review

How the drawdown works

MyFundedFutures uses a mixed drawdown while Topstep uses a end-of-day trailing one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

MyFundedFutures

Third-party verified

The inverse of the usual case: the firm advertises no payout total, yet the second-largest independently checkable figure in the set stands behind it. myfundedfutures.com/payouts and /about-us both return HTTP 404, and the sitemap contains no stats page.

MyFundedFutures — homepage (no cumulative payout figure published) · 2026-08-05

Topstep

$1.4B+ — Self-reported only

The largest claim in the set and the least checkable rail: payouts settle by ACH, wire/SWIFT, Wise or prop-to-brokerage transfer, none of which leave a public record, and Topstep does not appear among the firms Payout Junction tracks. It is nonetheless the only firm here that publishes a dated participant-level payout statistic: "From January through December 2025 … (c) 33.3% of all individual participants at the Funded Level received a payout". A cumulative total with no denominator says nothing about a reader’s odds; that disclosure does.

Topstep — homepage ("$1.4B+ Paid out to prop firm traders") and 2025 Trader Performance Statistics · 2026-08-05

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Recorded rule changes

MyFundedFutures

Topstep

  • Observed 2026-08-22 Before: Third-party platforms NinjaTrader, Tradovate and TradingView were offered as the trading platform lineup. → After: TopstepX, Topstep's in-house browser platform, is the standard for all accounts; the one external option is a Quantower connection via TopstepX credentials (Trading Combine and Express Funded Account only). Topstep Help Center — TopstepX™
  • Effective 2026-01-12 Before: 100% of the first $10,000 in lifetime profits, then a 90/10 split. → After: 90/10 split from the first dollar. Topstep Help Center — Topstep Payout Policy

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Topstep comes out ahead on Min trading days (0 days vs 5 days).
  • Topstep comes out ahead on Payout cycle (5 days vs 14 days).
  • MyFundedFutures holds the higher Trustpilot rating (4.9 (21,225) vs 3.6 (14,632)).

FAQ

Which is cheaper to start, MyFundedFutures or Topstep?
MyFundedFutures is $49 and Topstep is $49.
Which one pays the higher profit split?
MyFundedFutures is 90% and Topstep is 100%, so Topstep is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
MyFundedFutures is 14 days and Topstep is 5 days, so Topstep is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
MyFundedFutures uses a mixed drawdown while Topstep uses a end-of-day trailing one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
MyFundedFutures: 4.9 (21,225). Topstep: 3.6 (14,632). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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