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TradeDay vs Fintokei: Full Comparison

A side-by-side comparison of TradeDay and Fintokei built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Fintokei comes out ahead on Lowest entry fee ($44 vs $59).
  • Fintokei comes out ahead on Max profit split (100% vs 90%).
  • TradeDay comes out ahead on Profit target (6% vs 8%).
  • Fintokei comes out ahead on Max drawdown (10% vs 4%).
  • Fintokei comes out ahead on Min trading days (3 days vs 5 days).
  • TradeDay comes out ahead on Payout cycle (0 days vs 14 days).

Terms compared

Item TradeDay Fintokei
Evaluation model 1-step Multiple models
Lowest entry fee $59 $44 Better
Max profit split 90% 100% Better
Profit target 6% Better 8%
Daily loss limit None 5%
Max drawdown 4% 10% Better
Drawdown type Mixed Mixed
Min trading days 5 days 3 days Better
Payout cycle 0 days Better 14 days
Payout processing time 1 days 1 days
Max leverage Not verified 1:100
Account sizes $50,000 / $100,000 / $150,000 $5,000 / $10,000 / $20,000 / $50,000 / $100,000 / $200,000 / $400,000
Asset classes futures forex, indices, crypto, commodities
Trustpilot 4.6 (1,417) Better 4.3 (1,296)
Third-party payout verification Third-party verified Self-reported only
Recorded rule changes 3 2

TradeDay: Read the review Fintokei: Read the review

How the drawdown works

Both firms use a mixed drawdown, so open profit affects your loss allowance the same way at each.

Third-party payout verification

TradeDay

$10M+ — Third-party verified

The only firm in this set whose independently checkable figure exceeds its own claim. Payout Junction reads $13,394,795 across 11,681 on-chain settlements, most recent 2026-08-04 18:59 UTC, against a homepage claim of "$10M+". Largest single settlement $49,277 (2025-09-12), average $1,147. TradeDay does not cite the tracker.

TradeDay — homepage ("Over $10 million in Verified Payouts") · 2026-08-05

Fintokei

€29M+ (2026-04-28) — Self-reported only

Finance Magnates, which carried the figure, stated plainly that the approval rate "has not been independently verified". Fintokei’s own /payouts page is built to display "Cumulative payouts 2025" and "Average payout approval speed", but renders $0 and 0 sec. on the check date, so the site itself substantiates neither. The homepage does publish an average payout of $3,881, a highest payout of $129,032 and an average payout time of 3h 4m. Payouts run by bank transfer, including JPY to Japanese accounts, with a crypto option; nothing settles on a rail a third party can read, and Fintokei is not among the firms Payout Junction tracks.

Finance Magnates — Fintokei declares sub-second trader payouts as prop firm competition intensifies (28 April 2026) · 2026-08-05

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Recorded rule changes

TradeDay

  • Observed 2026-08-20 Before: Aggregators and our own earlier reading described the split as up to 90%, and the cheapest 50K plan as roughly $62.50/mo under a 50% sale. → After: The live homepage on 2026-08-20 states a staged split — 50/50 below $4,000 net profit, 80/20 above $4,000, and 90/10 only in Funded Live — and prices the 50K Intraday Quick Pay at $59/mo (list $131) with an End-of-Day variant at $79/mo (list $175), under a banner reading 55% OFF. A public promo code TDNEW is displayed site-wide with no stated discount value. TradeDay — homepage plan cards and funded-stage rules
  • Effective 2026-07-26 Before: Funded Sim accounts had no consistency objective. Payout caps were $2,000 on a 50K, $2,500 on a 100K and $3,000 on a 150K. → After: A 45% consistency objective applies — no single day may make up more than 45% of total gross profits — and payout caps fall to $1,500 on a 50K, $1,850 on a 100K and $2,250 on a 150K. TradeDay Knowledge Base — Fast Pass Funded Sim Payout Policy
  • Effective 2026-05-29 Before: Nine account SKUs across Static, EOD and Intraday types. → After: Two evaluation routes — Quick Pay and Fast Pass — with entry from $62.50 on a 50K account. TradeDay — TradeDay 2.0: The Next Evolution of Prop Trading (29 May 2026)

Fintokei

  • Effective 2026-06-03 Before: The original scaling program was, per the EN FAQ, fully retired on 2026-01-21; the successor contract-fee return inside the Loyalty Program ran only to 2026-06-30, leaving the fee-return footnotes on plan pages unsupported. → After: A relaunched Japan-market スケーリング道場 rank system (白帯→黒帯, up to +300% funding, judged by trading days + payout-request count) started 2026-06-03 per the JA FAQ (updated 2026-06-19). Accounts purchased on or after 2026-06-11 regain a contract-fee-return right upon reaching 白帯 (20 trading days + 2 payout requests); purchases up to 2026-06-10 fell under a transition that required a first payout request by 2026-06-30. Fintokei FAQ (JA) — Fintokeiスケーリング道場とは？ (updated 2026-06-19)
  • Effective 2026-01-21 Before: The スケーリング道場 scaling program, with the initial-fee return attached to it. → After: The scaling program was "fully retired" and replaced by the Capital Scaling Boost inside the Loyalty Program. The Loyalty Program contract-fee return ran only to 2026-06-30. Fintokei FAQ — What is Scaling? ("fully retired" as of 21 January 2026)

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Fintokei comes out ahead on Lowest entry fee ($44 vs $59).
  • Fintokei comes out ahead on Max profit split (100% vs 90%).
  • TradeDay comes out ahead on Profit target (6% vs 8%).
  • Fintokei comes out ahead on Max drawdown (10% vs 4%).
  • Fintokei comes out ahead on Min trading days (3 days vs 5 days).
  • TradeDay comes out ahead on Payout cycle (0 days vs 14 days).
  • TradeDay holds the higher Trustpilot rating (4.6 (1,417) vs 4.3 (1,296)).

Check current terms on the official sites

TradeDay 公式で詳細を見る Fintokei 公式サイトを見る

クーポンコード「FINTO5KEI」で5%OFF

FAQ

Which is cheaper to start, TradeDay or Fintokei?
TradeDay is $59 and Fintokei is $44, so Fintokei is the better of the two on Lowest entry fee. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one pays the higher profit split?
TradeDay is 90% and Fintokei is 100%, so Fintokei is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
TradeDay is 0 days and Fintokei is 14 days, so TradeDay is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
Both firms use a mixed drawdown, so open profit affects your loss allowance the same way at each.
What do their Trustpilot ratings look like?
TradeDay: 4.6 (1,417). Fintokei: 4.3 (1,296). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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