Funded7
Trust: LowSpecifications
| Profit split | 80% (50% on One Phase and Instant Funding), up to 90% with add-on |
|---|---|
| Max funding | Up to $500,000 per account |
| Challenge fee | Two Phase listed from $118.80 ($15k) to $2,748.90 ($500k) |
| Payout track record | No ongoing published cumulative payout figure could be verified |
| Payout cycle | Request every 7 days, processed "within 1 day" (monthly cap $10,000; $20,000 on PAYG) |
| Platforms | MT5 · cTrader |
| Evaluation | Multiple |
| Drawdown model | Mixed |
| Daily loss limit | 5% |
| Max drawdown | 10% |
| Max leverage | 1:50 |
| Sources | [1][2][3][4][5] |
| Website | https://funded7.com/ |
Trustpilot: 2.8 (46 reviews) — third-party, as of 2026-07-31
Strengths
- Risk thresholds published down to the formulas (OREF)
- Payout requests every 7 days, processed "within 1 day"
- Japanese-language site and JPY-denominated accounts
- Violations void only the offending trade's profit rather than the whole balance
Watch-outs
- Trustpilot 2.8/5.0 from 46 reviews, with 46% one-star
- Launched in 2025, so barely a year of operating history
- The "4.8/5 from 1k+ reviews" claim on its own homepage cites no source and does not match Trustpilot
- Monthly payout cap of $10,000 per client
- 30 days without a trade disqualifies the account and voids pending payouts
- Operated by Cypriot and Saint Lucian entities, with no regulatory recourse for traders
Rule changes affecting this firm
| Effective | —Observed, not announced — observed: 2026-07-31 |
|---|---|
| Type | Trading ruleTrader-facing |
| Before | Not established. We could not date the introduction of the rule or find what preceded it. |
| After | Closes under 15 seconds above 2% of trade count, or under 30 seconds above 3%, demote the account to a restricted Silver or Bronze Funded tier — tighter flat risk limit, lower leverage, mandatory stop-loss — rather than terminating it.Recorded as observed 2026-07-31, not announced. The Silver and Bronze Funded tiers and their risk limits were re-confirmed live on 2026-08-05. We found no changelog on the site. |
| Applies to | All accountsAll funded accounts. The tier table is published; the date it took effect is not. |
| Disclosure | Documented, undated |
| Source | Funded7 FAQ — Rule 2 & 3: Position Risk & Execution (Funded / Silver Funded / Bronze Funded tiers)Checked: 2026-08-05 |
Payout claim vs verification
| Verification | No figure publishedPublishing no figure is not an accusation. It means there is nothing here for an outside party to check. |
|---|---|
| Claimed | No figure publishedNo cumulative payout figure published on the homepage. |
| Independently checkable | Nothing checkable |
| Rail | Not establishedA "$722,800 in 7 months" payout figure circulates for this firm. We could not establish it against any first-party source and removed it from our own pages rather than repeat it. What the homepage does claim is a review score of "1k+ reviews (4.8 of 5)"; its Trustpilot profile stood at 2.8 from 46 reviews. A firm whose checkable claim is wrong is a reason to treat its uncheckable ones cautiously, not evidence about its payouts either way. Not among the firms Payout Junction tracks. |
| Source | Funded7 — homepage (no cumulative payout figure published)Checked: 2026-08-05 |
What Funded7 is
Funded7 launched in 2025. Its official company page states “2025 Operating Since,” and it published a first-anniversary page in June 2026 — we could not pin the launch month down to a primary source. The firm runs both evaluation challenges and instant funding, and positions itself around “fairness, transparency, and data-driven risk management.”
The entities named in the site footer are ICHIBAN TECH LTD (Limassol, Cyprus) plus SUCCESSIO LTD and FUNDED7 LTD (both Saint Lucia). Funded7 runs a Japanese-language site and offers JPY-denominated accounts, but there is no Japanese entity and it is not registered as a financial instruments business operator in Japan.
Its actual Trustpilot score is 2.8/5.0 across 46 reviews, 46% of them one-star. That score and the short operating history are the two things we weigh most heavily here.
Programs and terms
Funded7 runs five programs in parallel: Two Phase, PAYG, Two Phase NEO, One Phase, and Instant Funding.
| Item | Detail |
|---|---|
| Profit targets | Two Phase family: 8% in Phase 1, 6% in Phase 2. One Phase: 10% |
| Drawdown model | Static on Two Phase, PAYG and Two Phase NEO. Trailing (high-water mark) on One Phase and Instant Funding |
| Profit split | 80% (50% on One Phase and Instant Funding), up to 90% with an add-on |
| Max funding | $500,000 per account ($1,000,000 total allocation cap; $400,000 when holding duplicates of the same plan) |
| Platforms | MT5 / cTrader (PAYG is MT5-only) |
| Account currency | USD / JPY |
| Fees | Two Phase listed from $118.80 ($15k) to $2,748.90 ($500k) |
| Commission | None during challenge phases. $6 per round-turn lot on funded and Instant Funding accounts ($1 on crypto and indices) |
| Payout cycle | Request every 7 days, processed “within 1 day” |
| Minimum payout | $100 net of the split |
| Monthly payout cap | $10,000 per client ($20,000 on PAYG) |
| KYC | Required at first payout |
Sources are the official challenge comparison page and the firm’s FAQ entries. Prices move frequently with promotions, so confirm current terms on the official site.
What it does well
1. It publishes the risk formulas
The Optimal Risk Enforcement Framework (OREF), introduced in 2026, sets out position-size thresholds and risk calculations down to the actual formulas. In an industry where firms routinely fail traders for vaguely defined “inconsistency,” showing the arithmetic is a real step forward.
2. Violations do not wipe the account
Funded7 documents that it voids profit on the offending trade only and leaves profit from compliant trades intact. Failing the consistency test (Rule 1) puts a payout on hold without forfeiture or a strike.
3. Short payout cycle
Requests are allowed every 7 days from the last withdrawal or from account creation, and processing is stated as “within 1 day.” Payout rails are Revolut Instant, crypto (ETH/USDC), and bank transfer.
4. Japanese-language support
There is a Japanese site, JPY account currency, and Japanese-language support. Being able to read the rules in your own language has practical value in avoiding disqualification by misreading them.
Cons and caveats
1. Trustpilot 2.8, 46% one-star
When we read the Trustpilot profile directly on 31 July 2026, the TrustScore was 2.8 across 46 reviews, split 46% one-star and 37% five-star — a polarised distribution. The profile was claimed in April 2025 and carries a paid Trustpilot subscription, but no guideline-breach or review-manipulation notice was displayed.
A base of 46 reviews is thin, and the score could move substantially. As it stands, though, it is a poor score.
Funded7’s own homepage advertises “4.8/5, 1k+ reviews.” That is not Trustpilot data, and the page cites no source for it, so we could not verify it.
2. Barely a year of operating history
Funded7 launched in 2025, which puts its operating history at just over a year as of this review (July 2026). Our methodology requires five or more years of continuous operation for a “high” trust rating. Prop firms stop paying when their cash flow breaks, so this carries weight.
3. Payout caps and forfeiture conditions
The monthly payout cap is $10,000 per client ($20,000 on PAYG). Win big on a $500,000 account and it takes months to withdraw the proceeds. Separately, 30 consecutive days without a trade disqualifies the account and voids pending payouts.
4. No regulatory recourse
The operating entities are Cypriot and Saint Lucian companies, not regulated financial firms in any major retail jurisdiction. In a dispute, your options are effectively the firm’s internal process and public venues like Trustpilot. Against the backdrop of cases like the MyForexFunds enforcement action, that belongs in the decision.
5. Second-scale scalping is restricted
If trades held under 15 seconds exceed 2% of all trades, or trades under 30 seconds exceed 3%, that counts as a violation and the account is moved to a restricted tier. Add the $6 per round-turn lot commission on funded accounts and Funded7 is a poor fit for anyone whose edge lives in seconds.
6. News-trading rules
News trading itself is permitted, but opening oversized or highly leveraged positions immediately before a release is treated as a problem. The listed events include CPI, PPI, GDP, unemployment, NFP, FOMC, and central bank rate decisions.
Who Funded7 fits / does not fit
Good fit:
- Traders who will read the rules first and design their trading around the numeric thresholds
- Traders willing to test a young firm at a small account size
- Traders who want to read the terms in Japanese
Not a good fit:
- Traders who require a long operating and payout track record
- Traders expecting to withdraw more than $10,000 a month
- Traders whose strategy depends on seconds-long holds
- Traders who want a regulatory route of recourse