COMPARE
The5%ers vs Fintokei 全面对比
本页用我们整理的31家统一口径数据，把 The5%ers 与 Fintokei 的条件并排列出。所有数字均在各公司官方页面核对，每一行都可追溯来源与核对日期。未能核实的项目不留空白，而是标注"未核实"。
结论要点
- 最低考核费方面 The5%ers 更有优势($19 / $44)。
- 利润目标方面 Fintokei 更有优势(8% / 10%)。
- Trustpilot 评价方面 The5%ers 更高(4.7 (35,564) / 4.3 (1,296))。
条件对比表
| 项目 | The5%ers | Fintokei |
|---|---|---|
| 考核方式 | 多种方式 | 多种方式 |
| 最低考核费 | $19 占优 | $44 |
| 最高利润分成 | 100% | 100% |
| 利润目标 | 10% | 8% 占优 |
| 单日亏损上限 两家的回撤计算方式不同，仅凭百分比无法直接比较。 | 5% | 5% |
| 最大回撤 两家的回撤计算方式不同，仅凭百分比无法直接比较。 | 10% | 10% |
| 回撤计算方式 | 固定式 | 混合 |
| 最少交易天数 | 3天 | 3天 |
| 出金周期 | 14天 | 14天 |
| 出金处理时间 | 未核实 | 1天 |
| 最高杠杆 | 1:100 | 1:100 |
| 账户规模 | $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000 | $5,000 / $10,000 / $20,000 / $50,000 / $100,000 / $200,000 / $400,000 |
| 可交易品种 | forex, indices, crypto, commodities | forex, indices, crypto, commodities |
| Trustpilot | 4.7 (35,564) 占优 | 4.3 (1,296) |
| 出金金额第三方验证 | 有第三方验证 | 仅自行申报 |
| 已记录规则变更 | 2条 | 2条 |
回撤计算方式的差异
The5%ers 采用固定式回撤，Fintokei 采用混合回撤。这是账户失败的常见原因：追踪式回撤会随浮盈抬高基准线，因此同样的百分比实际可用空间更小。
出金金额的第三方验证
Fintokei
€29M+ (2026-04-28) — 仅自行申报
Finance Magnates — Fintokei declares sub-second trader payouts as prop firm competition intensifies (28 April 2026) · 2026-08-05
已记录的规则变更
The5%ers
- 核对日 2026-08-05 变更前: Homepage: "Get qualified by a private equity fund and manage up to $4,000,000". → 变更后: High Stakes program page: "Scaling up to $500,000". The5%ers — High Stakes page (states scaling to $500,000)
- 核对日 2026-07-31 变更前: An Instant Funding product page was published and sold. → 变更后: the5ers.com/instant-funding/ returns HTTP 404. Separately, the entire help centre at help.the5ers.com returns HTTP 404. The5%ers — Instant Funding page (HTTP 404 on the check date)
Fintokei
- 生效日 2026-06-03 变更前: The original scaling program was, per the EN FAQ, fully retired on 2026-01-21; the successor contract-fee return inside the Loyalty Program ran only to 2026-06-30, leaving the fee-return footnotes on plan pages unsupported. → 变更后: A relaunched Japan-market スケーリング道場 rank system (白帯→黒帯, up to +300% funding, judged by trading days + payout-request count) started 2026-06-03 per the JA FAQ (updated 2026-06-19). Accounts purchased on or after 2026-06-11 regain a contract-fee-return right upon reaching 白帯 (20 trading days + 2 payout requests); purchases up to 2026-06-10 fell under a transition that required a first payout request by 2026-06-30. Fintokei FAQ (JA) — Fintokeiスケーリング道場とは？ (updated 2026-06-19)
- 生效日 2026-01-21 变更前: The スケーリング道場 scaling program, with the initial-fee return attached to it. → 变更后: The scaling program was "fully retired" and replaced by the Capital Scaling Boost inside the Loyalty Program. The Loyalty Program contract-fee return ran only to 2026-06-30. Fintokei FAQ — What is Scaling? ("fully retired" as of 21 January 2026)
该选哪一家
按你看重的项目，列出数据上哪一方更有利。最终决定请自行判断，本站不提供投资建议。
- 最低考核费方面 The5%ers 更有优势($19 / $44)。
- 利润目标方面 Fintokei 更有优势(8% / 10%)。
- Trustpilot 评价方面 The5%ers 更高(4.7 (35,564) / 4.3 (1,296))。
前往官网查看最新条件
常见问题
- The5%ers 与 Fintokei 哪家起步更便宜?
- The5%ers 为 $19，Fintokei 为 $44，就最低考核费而言 The5%ers 更有优势。
- 哪一家的利润分成更高?
- The5%ers 为 100%，Fintokei 为 100%。
- 哪一家的出金周期更短?
- The5%ers 为 14天，Fintokei 为 14天。
- 两家的回撤计算方式相同吗?
- The5%ers 采用固定式回撤，Fintokei 采用混合回撤。这是账户失败的常见原因：追踪式回撤会随浮盈抬高基准线，因此同样的百分比实际可用空间更小。
- 两家的 Trustpilot 评价如何?
- The5%ers为"4.7 (35,564)"，Fintokei为"4.3 (1,296)"(2026-07-31 核对各资料页)。若 Trustpilot 因违反准则撤下评分，本站不显示分数。
来源
- https://the5ers.com/high-stakes/
- https://the5ers.com/hyper-growth/
- https://the5ers.com/bootcamp/
- https://the5ers.com/faqs/payout-policy-and-hub-credit-in-the-high-stakes-program/
- https://the5ers.com/faqs/what-is-the-leverage-in-the-high-stakes-program/
- https://the5ers.com/faqs/which-trading-platform-do-you-use/
- https://the5ers.com/faqs/are-there-any-hidden-fees-or-recurring-fees/
- https://the5ers.com/faqs/how-does-scaling-monthly-fixed-payout-work/
- https://the5ers.com/faqs/what-is-hub-credits/
- https://www.trustpilot.com/review/the5ers.com
- https://www.fintokei.com/
- https://www.fintokei.com/jp/
- https://www.fintokei.com/jp/protrader/
- https://www.fintokei.com/jp/swifttrader/
- https://www.fintokei.com/jp/starttrader/
- https://support.fintokei.com/en/articles/6538884-how-and-how-often-can-i-withdraw-my-performance-rewards-and-what-is-the-minimum-amount
- https://support.fintokei.com/en/articles/6538873-what-is-the-performance-reward-ratio-on-protrader-accounts
- https://support.fintokei.com/en/articles/8409193-what-is-scaling
- https://www.fintokei.com/jp/blog/loyalty-program/
- https://www.trustpilot.com/review/fintokei.com
数据更新日期
条件数据 2026-06-22 / 出金验证 2026-08-05 / 规则变更 2026-08-22。自营交易公司的条件可能随时变动，付款前请务必在官网确认。
本页为信息性对比，不构成投资建议。通过考核没有保证，报名费可能不予退还。