Bottom line first — separate “can trade” from “can be paid”
When choosing a crypto-friendly prop firm, the single most important point is not to conflate two distinct axes.
- Trade crypto: whether you can trade crypto CFDs (contracts for difference on assets such as BTC/ETH) as instruments
- Paid in crypto: whether your profit split can be sent to you in a cryptocurrency such as USDT
These two are different things. Some firms let you trade crypto but only pay out by bank transfer, and the reverse is equally possible.
We compare the three firms covered on this site by founding year, fees, profit split, and payout cycle. Because the rules around crypto “tradability” and “payout method” are revised frequently at each firm, this article does not state them definitively and instead marks them as “check the official site.”
| FundingPips | Goat Funded Trader | The5%ers | |
|---|---|---|---|
| Founded | 2022 | 2023 | 2016 |
| Base | UAE (Dubai) | UAE | Israel |
| Eval fee | $19〜$579 | $50〜$998 | $95〜 |
| Profit split | 80%〜95% | 80%〜95% (by plan) | 50%〜100% (by program) |
| Max capital | Up to $500,000 | Up to $400,000 | Up to $4,000,000 |
| Payout cycle | 5-day cycle | 7-day cycle | Monthly to on-demand |
| Platform | MT4 / MT5 / cTrader / Match-Trader | MT4 / MT5 / cTrader | MT4 / MT5 / Match-Trader |
| Crypto CFD tradability | Check official site | Check official site | Check official site |
| Payout in crypto | Check official site | Check official site | Check official site |
If you are unsure, the 10-year veteran The5%ers is the benchmark for trust. If you prioritize low eval fees and fast payouts, FundingPips is a candidate; if you want short payout cycles and the flexibility of multiple models, Goat Funded Trader is one to consider.
The two meanings of “crypto-friendly”
Crypto as an instrument to trade (trade crypto) is about whether you can buy and sell crypto CFDs on assets such as BTC/ETH within the evaluation or funded account. Many forex-style prop firms handle crypto CFDs in addition to FX currency pairs, but the number of supported symbols, the leverage, and whether weekend trading is allowed vary from firm to firm. Because crypto CFDs keep moving over the weekend, how positions held over the weekend and how the weekend daily maximum loss rule are treated should also be checked on the official site.
Crypto as a means of receiving payment (paid in crypto) is about whether your profit split can be sent to you in something like USDT. Funds arrive faster than by bank transfer and fees are easier to keep low, but whether it is supported, which chains are supported, and the minimum transfer amount differ by firm. Converting it back to Japanese yen afterward and calculating income at the market price at the time of receipt are your own responsibility. Confirm each firm’s policy on its official site.
Firm-by-firm breakdown
FundingPips — among the cheapest eval fees and fastest payouts
FundingPips is a prop firm founded in 2022 and based in the UAE (Dubai). It is growing rapidly thanks to industry-low eval fees and an industry-leading payout cycle.
Why it fits
- Eval fees start at $19, among the lowest in the industry, making it well suited as an entry-level option for testing crypto trading in small size
- A 5-day payout cycle, among the fastest in the industry — a fit for cash-flow-focused traders who want to be paid quickly
- You can choose from three models — 1-Step / 2-Step / 3-Step — with a profit split of 80%〜95%
The main rules of the 2-Step Challenge are: profit target +8% (phase 1) / +5% (phase 2), maximum loss 10%, daily maximum loss 5%, minimum trading days of 3, and no time limit.
Points to watch
- Both crypto CFD tradability and payout in crypto must be checked on the official site
- Founded in 2022, it has a short operating history, and because of its rapid growth, rules are revised frequently and the instruments offered can change
- The UAE’s financial regulatory environment has shifted in recent years, so if you plan to use it long-term, keep an eye on regulatory trends. Support is primarily in English
Goat Funded Trader — a 7-day cycle and multiple models
Goat Funded Trader is an emerging prop firm founded in 2023 and based in the UAE. It is growing rapidly on the strength of low prices and short payout cycles.
Why it fits
- A 7-day payout cycle, among the fastest in the industry — you can be paid at half the speed of the industry-standard 14 days
- Eval fees start at $50, in the low-price tier, suited for experimenting with crypto trading in small size
- It offers multiple models — 2-Step / 1-Step / Instant Funding. The profit split starts at 80% and rises to as much as 95% when conditions are met
The main rules of the 2-Step Challenge are: profit target +8% (phase 1) / +5% (phase 2), maximum loss 10%, daily maximum loss 5%, minimum trading days of 3, and no time limit.
Points to watch
- Both crypto CFD tradability and payout in crypto must be checked on the official site
- Founded in 2023, with an operating history of only about three years, its long-term track record is still to be tested
- In its rapid-growth phase, plan names, conditions, and profit splits are revised frequently. Check the latest terms before signing up. Support is primarily in English
The5%ers — choosing trust through a 10-year veteran
The5%ers is among the industry’s oldest, founded in 2016 and based in Israel. A pioneer of Instant Funding (opening an account immediately with no evaluation), it continuously publishes its cumulative payout record, giving it industry-leading transparency.
Why it fits
- A 10-year long-term track record with no history of regulatory action — suited for those who prioritize the trustworthiness of the firm itself
- You can choose from three programs: High-Stakes Challenge / Bootcamp / Instant Funding
- The profit split runs from 50% to 100%, rising in stages — designed so your share grows the longer you keep using it
- A scaling ceiling of up to $4 million, among the largest in the industry. There are also swing-friendly plans with no daily loss rule
Points to watch
- Both crypto CFD tradability and payout in crypto must be checked on the official site
- The payout cycle is monthly to on-demand, slower than the two firms with 5–7 day cycles. If you prioritize payout frequency above all, the other firms are candidates
- Instant Funding is convenient because it requires no evaluation, but the fees are on the higher side. Support is primarily in English
Note that The5%ers applies a discount with coupon code “HZZS4”.
How to choose — narrow it to a single goal
1. Decide whether your goal is “trading” or “getting paid”
First, make clear whether your goal is the trading of crypto CFDs itself or being paid out in crypto. For the former, compare supported symbols, leverage, and weekend trading rules; for the latter, compare payout methods, supported chains, and minimum transfer amounts — checking each on the official site. If you want both, confirm before signing up that the firm supports both.
2. Gauge trust by operating history
Whether you can actually receive your payout ties directly to a firm’s longevity. Among the three, The5%ers (2016) has the longest run at 10 years, followed by FundingPips (2022) and Goat Funded Trader (2023). Because the two newer firms have short operating histories, the safe approach is to keep your account size small and watch how things go.
3. Look at the payout cycle and cumulative cost
If you want to be paid quickly, FundingPips’ 5-day cycle or Goat Funded Trader’s 7-day cycle are among the fast ones. At the same time, for all three, the longer it takes to pass, the more eval fees accumulate. If you want to use a discount, check the coupon list as well.
Make your final investment decision yourself. This site does not provide investment advice, nor does it guarantee profits.
Recommended firms
Because the status of crypto support is revised frequently, the safe move is first to get used to how things work with a firm that has a solid operating track record. The two firms below are leading examples of long-term operators.
The5%ers — for those who want to start with no evaluation
A veteran with a 10-year run (since 2016). With Instant Funding, you can start immediately without the pressure of an evaluation. The profit split rises in stages to as much as 100%.
→ See on The5%ers official (discount applied with coupon code “HZZS4”)
FTMO — the reassurance of the industry’s largest
The industry standard with an 11-year run (since 2015). An orthodox model in which a funded account is granted after passing the Challenge. It publishes one of the largest cumulative payout records in the industry.