- Splits: 80% from day one on High Stakes; 50% → 75% → up to 100% on Hyper Growth
- Payouts: bi-weekly, $150 minimum profit (High Stakes), via Rise / bank / crypto
- Fee refund: 70% of the fee with the first payout — not 100%
This guide covers what happens after you make money at The5%ers: split percentages, the payout cycle, methods, and the fee refund. Figures reflect the official help center as of July 2026 and can change.
Profit splits by program
| Program | Starting split | Ceiling |
|---|---|---|
| High Stakes | 80% | 100% + fixed monthly payout |
| Hyper Growth | 50% (first level) → 75% (funded) | 80–100% |
| Bootcamp | Tiered | Up to 100% |
High Stakes starts high at 80%. Hyper Growth trades a lower starting split for skipping the evaluation entirely.
How the split climbs to 100%
High Stakes ties the split to account balance as you scale:
| Balance range | Split |
|---|---|
| Up to ~$165,000 | 80% |
| $175,000–$200,000 | 85% |
| $250,000–$300,000 | 90% |
| $350,000–$450,000 | 100% + $4,000 fixed monthly |
| $500,000 | 100% + $10,000 fixed monthly |
Above $350,000 you keep everything you earn and receive a fixed monthly payment on top — effectively a salary-like layer. Getting there requires stacking 10% milestones over a long period, but the ladder is published, which is more than many firms offer.
The payout cycle
| Item | Terms |
|---|---|
| Frequency | Bi-weekly, requested from the dashboard |
| First payout | Hyper Growth: 14 days after the funded account is issued |
| Minimum profit | $150 (High Stakes) |
| During evaluation | No withdrawals (High Stakes / Bootcamp evaluation phases) |
Withdrawal methods
- Rise (cross-border payout platform)
- Bank transfer
- Crypto (e.g. USDT)
Compare fees and settlement times for your country; crypto and Rise are typically faster than international bank wires.
Fee refund and Hub Credit
Two separate mechanisms apply in High Stakes:
- 70% fee refund — paid with your first payout, if you have $150+ in profit and the funded account has been active 14+ days.
- Hub Credit — 10% of the fee after passing step 1, 20% after step 2. Hub Credits cannot be withdrawn; they discount future challenge purchases.
Note the contrast with firms that refund 100% of the fee: at The5%ers it is 70%.
From funded account to first payout
- Pass both evaluation steps and receive the funded account
- Complete KYC
- Build at least $150 in profit
- After 14+ days of account activity, request a payout
- Receive 80% of profits plus the 70% fee refund
Bottom line
Four things matter: the split depends on your program (80% vs 50% start), the published ladder tops out at 100% plus fixed payouts, the cycle is bi-weekly with a $150 floor, and the fee refund is 70%, not full. For how balances grow in the first place, see The5%ers scaling explained.
Recommended prop firms
The5%ers — a published path to 100%
Operating since 2016, bi-weekly payouts, and a transparent split ladder up to 100% plus fixed monthly payouts.
→ The5%ers official (coupon “HZZS4” for a discount)
Fintokei — payout speed
Bi-weekly requests with processing typically around one business day, per official claims, and a 100% split on its SwiftTrader plan.
→ Fintokei official (coupon “FINTO5KEI” for 5% off)