- Splits: 80% from day one on High Stakes; 75% → up to 100% on Hyper Growth
- Payouts: bi-weekly, $150 minimum profit (High Stakes), via Rise / bank / crypto — minus a flat 3.5% on every cash withdrawal
- Fee refund: 70% of the fee with the first payout — not 100%
This guide covers what happens after you make money at The5%ers: split percentages, the payout cycle, the withdrawal deduction, methods, and the fee refund. Figures reflect the official pages as of late July 2026 and can change.
Profit splits by program
| Program | Starting split | Ceiling |
|---|---|---|
| High Stakes | 80% | 100% + fixed monthly payout |
| Hyper Growth | 75% | Up to 100% |
| Bootcamp | Tiered | Up to 100% |
High Stakes starts high at 80%. Hyper Growth starts slightly lower at 75% — the trade it offers is a one-step evaluation, not a skipped one. (We previously listed Hyper Growth’s split as starting at 50%; the current official page says 75%, so the old figure is retracted.)
How the split climbs to 100%
High Stakes ties the split to account balance as you scale:
| Balance range | Split |
|---|---|
| Up to ~$165,000 | 80% |
| $175,000–$200,000 | 85% |
| $250,000–$300,000 | 90% |
| $350,000–$450,000 | 100% + $4,000 fixed monthly |
| $500,000 | 100% + $10,000 fixed monthly |
Above $350,000 you keep everything you earn and receive a fixed monthly payment on top — effectively a salary-like layer. Getting there requires stacking 10% milestones over a long period, but the ladder is published, which is more than many firms offer.
The payout cycle
| Item | Terms |
|---|---|
| Frequency | Bi-weekly, requested from the dashboard |
| First payout | Hyper Growth: 14 days after the funded account is issued |
| Minimum profit | $150 (High Stakes) |
| During evaluation | No withdrawals (High Stakes / Bootcamp evaluation phases) |
Withdrawal methods and the 3.5% deduction
- Rise (cross-border payout platform)
- Bank transfer
- Crypto (e.g. USDT; capped at $1,500 per payout)
A flat 3.5% is deducted from every cash withdrawal at the same rate across all three methods — on an 80% split your real take-home is about 77.2% of profits, and even a 100% split nets 96.5%. It drops to 0% only if you take payment as Hub Credits, which cannot be cashed out and expire after three months. Beyond that, compare fees and settlement times for your country; note that payout processing times are no longer published by the firm.
Fee refund and Hub Credit
Two separate mechanisms apply in High Stakes:
- 70% fee refund — paid with your first payout, if you have $150+ in profit and the funded account has been active 14+ days.
- Hub Credit — 10% of the fee after passing step 1, 20% after step 2. Hub Credits cannot be withdrawn; they discount future challenge purchases.
Note the contrast with firms that refund 100% of the fee: at The5%ers it is 70%.
From funded account to first payout
- Pass both evaluation steps and receive the funded account
- Complete KYC
- Build at least $150 in profit
- After 14+ days of account activity, request a payout
- Receive your split (80% on High Stakes) minus the flat 3.5% deduction, plus the 70% fee refund
Bottom line
Five things matter: the split depends on your program (80% or 75% start), a flat 3.5% comes off every cash withdrawal, the published ladder tops out at 100% plus fixed payouts, the cycle is bi-weekly with a $150 floor, and the fee refund is 70%, not full. For how balances grow in the first place, see The5%ers scaling explained.
Recommended prop firms
Fintokei — payout speed
Bi-weekly requests with processing typically around one business day, per official claims, and a 100% split on its SwiftTrader plan.
→ Fintokei official (coupon “FINTO5KEI” for 5% off)
The5%ers — for building up from a small ticket
Operating since 2016. Three plans run in parallel — the one-step Hyper Growth, the two-step High Stakes and the three-step Bootcamp — with fees from $19. The profit split climbs in steps toward 100%, but a flat 3.5% is deducted from every withdrawal. On 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026. If you use it, keep the ticket small and confirm your first payout arrives before scaling up.
→ The5%ers official (referral code “HZZS4” — 0% discount as of 2026-08-19)