- The5%ers — founded 2016, Israel-based, ten years of operating history
- Early industry pioneer of the Instant Funding model; the product itself was discontinued (its page has returned 404 since 2026-08-01)
- Publishes cumulative payouts continuously
- Profit split scales toward 100%, but a flat 3.5% is deducted from every cash withdrawal
- Re-rated from High to Low trust (★4.6→3.3) on 2026-08-01 after the firm acknowledged payout delays in March 2026
The5%ers is one of the three veterans of the prop firm world and the operator that built the Instant Funding category. The Israel-based firm has been running since 2016 and continues to publish cumulative payout figures — the single most important transparency signal in this industry. For years it sat at the highest tier of trust alongside FTMO and Topstep. That changed on 2026-08-01, when this site re-rated The5%ers from High to Low trust (★4.6→3.3): the firm itself acknowledged payout delays in March 2026, dated payout-dispute reports accumulated from late 2025 onward, and several pieces of its buyer-facing documentation broke at the same time. The operating record is real; we just no longer treat it as a guarantee that a payout requested today will arrive. See the full reassessment on the The5%ers firm page.
Strengths
- Ten years of operating history, the industry’s oldest tier
- Pioneer of the Instant Funding model that the rest of the industry later copied
- Continuous payout disclosure — not press-release cadence
- Profit split scales toward 100% with sustained performance (High Stakes starts at 80%, Hyper Growth at 75%)
Weaknesses
- The Instant Funding program that made the firm’s name was discontinued without an announcement — its product page has returned 404 since 2026-08-01; the closest current program is the one-step Hyper Growth
- The firm itself acknowledged payout delays in March 2026, and dated payout-dispute reports have accumulated since late 2025
- A 5% daily loss limit applies on High Stakes, and a flat 3.5% is deducted from every cash withdrawal
Compare
| The5%ers | FTMO | Topstep | |
|---|---|---|---|
| Founded | 2016 | 2015 | 2012 |
| Instant Funding | Discontinued (2026) | No | No |
| Trust | Low (since 2026-08-01) | Highest | Highest |
Conclusion
The old pitch — skip the evaluation with the pioneer of Instant Funding — is history: the product has been discontinued, and its page returns 404. More importantly, on 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026. The ten-year record and the published payout totals still count for something, but if you use The5%ers today, keep the ticket small, withdraw early, and confirm the money actually arrives before scaling. Traders who want the absolute industry standard with the largest cumulative payout record will prefer FTMO.
→ The5%ers official (coupon “HZZS4”) → Industry standard: FTMO
Speech and review clauses (checked 21 August 2026)
The5%ers’ terms list, among prohibited conduct, making “defamatory, disparaging, or harmful statements about the Company” on any public platform — naming social media networks, public groups, forums and review sites — and strictly prohibit publishing support tickets or exchanges with the Risk and Tech teams. Violation is defined as a fundamental breach: immediate termination, no refund of fees paid, and immediate forfeiture of accrued profits and Reward Balance.
In plain terms, a customer who posts criticism risks losing the profits sitting in their account. That is essential context for reading this firm’s review pages. Verbatim excerpts are in our Review-Restriction Tracker. This site is a The5%ers affiliate partner; the partnership has no bearing on this record.