- High-Stakes Challenge — single stage, +8% target, 4% max drawdown, no daily loss limit (good for swing trading)
- Instant Funding — no evaluation, 50% initial split scaling to 100%
- Bootcamp — graduated growth through multiple stages
The5%ers runs three distinct programs and the rules differ enough that picking the wrong one is the most common avoidable mistake. The High-Stakes Challenge punishes overtrading, the Instant Funding rewards patience, and the Bootcamp builds slowly through stages. In practice, you should match the program to your style before you compare prices — the cheapest program is meaningless if its rules do not fit your trading.
High-Stakes Challenge
| Item | Rule |
|---|---|
| Target | +8% |
| Max drawdown | 4% |
| Daily loss | None |
| Min days | 3 |
| Time | Unlimited |
The absence of a daily loss rule makes High-Stakes the most swing-friendly evaluation on the market. By contrast, the 4% max drawdown is tight — a single bad trade can chew through more of the budget than you might expect.
Instant Funding
| Item | Rule |
|---|---|
| Evaluation | None — pay and start |
| Max drawdown | 10% |
| Daily loss | None |
| Min days | None |
| Initial split | 50% (scales to 100%) |
Specifically, Instant Funding removes both the daily loss limit and the time pressure of the evaluation. The trade-off is the lower starting profit split.
Bootcamp
The Bootcamp program runs as a multi-stage growth ladder, with a +6% target at each stage. Lower fee per stage, longer overall timeline.
Prohibited
- HFT (sub-second trading), arbitrage, and copy trading from external signals
- Hedging across multiple accounts
→ The5%ers official (coupon “HZZS4”)