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FTMO vs FXIFY: Full Comparison
A side-by-side comparison of FTMO and FXIFY built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.
Key findings
- FTMO comes out ahead on Min trading days (4 days vs 5 days).
- FXIFY comes out ahead on Payout processing time (3 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.3 (6,193)).
Terms compared
| Item | FTMO | FXIFY |
|---|---|---|
| Evaluation model | 2-step | Multiple models |
| Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. | €79 | $39 |
| Max profit split | 90% | 90% |
| Profit target | 10% | 10% |
| Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. | 5% | None |
| Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. | 10% | Not verified |
| Drawdown type | Static | Mixed |
| Min trading days | 4 days Better | 5 days |
| Payout cycle | 14 days | 14 days |
| Payout processing time | 4 days | 3 days Better |
| Max leverage | 1:100 | 1:50 |
| Account sizes | $10,000 / $25,000 / $50,000 / $100,000 / $200,000 | $5,000 / $10,000 / $15,000 / $25,000 / $50,000 / $100,000 / $200,000 / $400,000 |
| Asset classes | forex, indices, commodities, stocks, crypto | forex, indices, commodities, crypto, stocks |
| Trustpilot | 4.8 (49,616) Better | 4.3 (6,193) |
| Third-party payout verification | Self-reported only | Third-party verified |
| Recorded rule changes | None recorded | None recorded |
How the drawdown works
FTMO uses a static drawdown while FXIFY uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
Third-party payout verification
FTMO
$650M+ — Self-reported only
Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.
FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05
FXIFY
$40M+ — Third-party verified
FXIFY is the only firm here running its own public payout-statistics page — and on the check date it substantiates nothing. fxify.com/payouts returns HTTP 200 and renders "$0.00 Total Payouts To Date", "0 Total Number of Payouts", "$0.00 Highest Payout", "$0.00 Average Payout", "0 Payouts Rejected" and "Viewing Page 1 of 0", under the note "We update the latest payouts at the end of each day". Confirmed live in a browser with no console errors. The independent on-chain record, not the firm’s own page, is what supports a figure here.
FXIFY — own payout statistics page (rendered all zeros on the check date) · 2026-08-05
Recorded rule changes
FTMO
Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.
FXIFY
Our tracker holds no recorded changes for FXIFY. An absence of records is not proof that nothing changed.
Which one fits you
What the data says, priority by priority. The decision is yours; we do not give investment advice.
- FTMO comes out ahead on Min trading days (4 days vs 5 days).
- FXIFY comes out ahead on Payout processing time (3 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.3 (6,193)).
Check current terms on the official sites
FAQ
- Which is cheaper to start, FTMO or FXIFY?
- FTMO is €79 and FXIFY is $39.
- Which one pays the higher profit split?
- FTMO is 90% and FXIFY is 90%.
- Which one has the shorter payout cycle?
- FTMO is 14 days and FXIFY is 14 days.
- Do they calculate drawdown the same way?
- FTMO uses a static drawdown while FXIFY uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
- What do their Trustpilot ratings look like?
- FTMO: 4.8 (49,616). FXIFY: 4.3 (6,193). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.
Sources
- https://ftmo.com/
- https://ftmo.com/en/
- https://ftmo.com/en/trading-objectives/
- https://ftmo.com/en/2-step-challenge/
- https://ftmo.com/en/1-step-challenge/
- https://ftmo.com/en/how-it-works/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/which-platforms-can-i-use-for-trading/
- https://ftmo.com/en/faq/what-are-the-account-specifications/
- https://ftmo.com/en/faq/does-the-maximum-capital-allocation-apply-across-both-1-step-and-2-step-accounts/
- https://ftmo.com/en/reward-growth-and-scaling-plan/
- https://ftmo.com/en/faq/which-instruments-can-i-trade-and-what-strategies-am-i-allowed-to-use/
- https://fxify.com/
- https://fxify.com/programs/
- https://fxify.com/programs/one-phase/
- https://www.fxempire.com/prop-firms/fxify
- https://propfirmito.com/fxify/
- https://www.trustpilot.com/review/fxify.com
Data currency
Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.
This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.