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FTMO vs The5%ers: Full Comparison
A side-by-side comparison of FTMO and The5%ers built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.
Key findings
- The5%ers comes out ahead on Max profit split (100% vs 90%).
- The5%ers comes out ahead on Min trading days (3 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.7 (35,564)).
Terms compared
| Item | FTMO | The5%ers |
|---|---|---|
| Evaluation model | 2-step | Multiple models |
| Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. | €79 | $19 |
| Max profit split | 90% | 100% Better |
| Profit target | 10% | 10% |
| Daily loss limit | 5% | 5% |
| Max drawdown | 10% | 10% |
| Drawdown type | Static | Static |
| Min trading days | 4 days | 3 days Better |
| Payout cycle | 14 days | 14 days |
| Payout processing time | 4 days | Not verified |
| Max leverage | 1:100 | 1:100 |
| Account sizes | $10,000 / $25,000 / $50,000 / $100,000 / $200,000 | $2,500 / $5,000 / $10,000 / $25,000 / $50,000 / $100,000 |
| Asset classes | forex, indices, commodities, stocks, crypto | forex, indices, crypto, commodities |
| Trustpilot | 4.8 (49,616) Better | 4.7 (35,564) |
| Third-party payout verification | Self-reported only | Third-party verified |
| Recorded rule changes | None recorded | 2 |
How the drawdown works
Both firms use a static drawdown, so open profit affects your loss allowance the same way at each.
Third-party payout verification
FTMO
$650M+ — Self-reported only
Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.
FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05
The5%ers
Third-party verified
On-chain settlement was continuing on the check date. The firm’s own payout documentation is not reachable: help.the5ers.com returns HTTP 404, so the terms governing these payouts cannot be read at source. Payout delays reported by third parties in March 2026 could not be confirmed against any first-party statement we could locate.
The5%ers — homepage (no cumulative payout figure published) · 2026-08-05
Recorded rule changes
FTMO
Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.
The5%ers
- Observed 2026-08-05 Before: Homepage: "Get qualified by a private equity fund and manage up to $4,000,000". → After: High Stakes program page: "Scaling up to $500,000". The5%ers — High Stakes page (states scaling to $500,000)
- Observed 2026-07-31 Before: An Instant Funding product page was published and sold. → After: the5ers.com/instant-funding/ returns HTTP 404. Separately, the entire help centre at help.the5ers.com returns HTTP 404. The5%ers — Instant Funding page (HTTP 404 on the check date)
Which one fits you
What the data says, priority by priority. The decision is yours; we do not give investment advice.
- The5%ers comes out ahead on Max profit split (100% vs 90%).
- The5%ers comes out ahead on Min trading days (3 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.7 (35,564)).
Check current terms on the official sites
FAQ
- Which is cheaper to start, FTMO or The5%ers?
- FTMO is €79 and The5%ers is $19.
- Which one pays the higher profit split?
- FTMO is 90% and The5%ers is 100%, so The5%ers is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
- Which one has the shorter payout cycle?
- FTMO is 14 days and The5%ers is 14 days.
- Do they calculate drawdown the same way?
- Both firms use a static drawdown, so open profit affects your loss allowance the same way at each.
- What do their Trustpilot ratings look like?
- FTMO: 4.8 (49,616). The5%ers: 4.7 (35,564). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.
Sources
- https://ftmo.com/
- https://ftmo.com/en/
- https://ftmo.com/en/trading-objectives/
- https://ftmo.com/en/2-step-challenge/
- https://ftmo.com/en/1-step-challenge/
- https://ftmo.com/en/how-it-works/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/which-platforms-can-i-use-for-trading/
- https://ftmo.com/en/faq/what-are-the-account-specifications/
- https://ftmo.com/en/faq/does-the-maximum-capital-allocation-apply-across-both-1-step-and-2-step-accounts/
- https://ftmo.com/en/reward-growth-and-scaling-plan/
- https://ftmo.com/en/faq/which-instruments-can-i-trade-and-what-strategies-am-i-allowed-to-use/
- https://the5ers.com/high-stakes/
- https://the5ers.com/hyper-growth/
- https://the5ers.com/bootcamp/
- https://the5ers.com/faqs/payout-policy-and-hub-credit-in-the-high-stakes-program/
- https://the5ers.com/faqs/what-is-the-leverage-in-the-high-stakes-program/
- https://the5ers.com/faqs/which-trading-platform-do-you-use/
- https://the5ers.com/faqs/are-there-any-hidden-fees-or-recurring-fees/
- https://the5ers.com/faqs/how-does-scaling-monthly-fixed-payout-work/
- https://the5ers.com/faqs/what-is-hub-credits/
- https://www.trustpilot.com/review/the5ers.com
Data currency
Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.
This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.