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FTMO vs TradeDay: Full Comparison

A side-by-side comparison of FTMO and TradeDay built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • TradeDay comes out ahead on Profit target (6% vs 10%).
  • FTMO comes out ahead on Min trading days (4 days vs 5 days).
  • TradeDay comes out ahead on Payout cycle (0 days vs 14 days).
  • TradeDay comes out ahead on Payout processing time (1 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.6 (1,417)).

Terms compared

Item FTMO TradeDay
Evaluation model 2-step 1-step
Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. €79 $59
Max profit split 90% 90%
Profit target 10% 6% Better
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. 5% None
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 10% 4%
Drawdown type Static Mixed
Min trading days 4 days Better 5 days
Payout cycle 14 days 0 days Better
Payout processing time 4 days 1 days Better
Max leverage 1:100 Not verified
Account sizes $10,000 / $25,000 / $50,000 / $100,000 / $200,000 $50,000 / $100,000 / $150,000
Asset classes forex, indices, commodities, stocks, crypto futures
Trustpilot 4.8 (49,616) Better 4.6 (1,417)
Third-party payout verification Self-reported only Third-party verified
Recorded rule changes None recorded 3

FTMO: Read the review TradeDay: Read the review

How the drawdown works

FTMO uses a static drawdown while TradeDay uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

FTMO

$650M+ — Self-reported only

Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.

FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05

TradeDay

$10M+ — Third-party verified

The only firm in this set whose independently checkable figure exceeds its own claim. Payout Junction reads $13,394,795 across 11,681 on-chain settlements, most recent 2026-08-04 18:59 UTC, against a homepage claim of "$10M+". Largest single settlement $49,277 (2025-09-12), average $1,147. TradeDay does not cite the tracker.

TradeDay — homepage ("Over $10 million in Verified Payouts") · 2026-08-05

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Recorded rule changes

FTMO

Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.

TradeDay

  • Observed 2026-08-20 Before: Aggregators and our own earlier reading described the split as up to 90%, and the cheapest 50K plan as roughly $62.50/mo under a 50% sale. → After: The live homepage on 2026-08-20 states a staged split — 50/50 below $4,000 net profit, 80/20 above $4,000, and 90/10 only in Funded Live — and prices the 50K Intraday Quick Pay at $59/mo (list $131) with an End-of-Day variant at $79/mo (list $175), under a banner reading 55% OFF. A public promo code TDNEW is displayed site-wide with no stated discount value. TradeDay — homepage plan cards and funded-stage rules
  • Effective 2026-07-26 Before: Funded Sim accounts had no consistency objective. Payout caps were $2,000 on a 50K, $2,500 on a 100K and $3,000 on a 150K. → After: A 45% consistency objective applies — no single day may make up more than 45% of total gross profits — and payout caps fall to $1,500 on a 50K, $1,850 on a 100K and $2,250 on a 150K. TradeDay Knowledge Base — Fast Pass Funded Sim Payout Policy
  • Effective 2026-05-29 Before: Nine account SKUs across Static, EOD and Intraday types. → After: Two evaluation routes — Quick Pay and Fast Pass — with entry from $62.50 on a 50K account. TradeDay — TradeDay 2.0: The Next Evolution of Prop Trading (29 May 2026)

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • TradeDay comes out ahead on Profit target (6% vs 10%).
  • FTMO comes out ahead on Min trading days (4 days vs 5 days).
  • TradeDay comes out ahead on Payout cycle (0 days vs 14 days).
  • TradeDay comes out ahead on Payout processing time (1 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.6 (1,417)).

Check current terms on the official sites

FTMO 公式で詳細を見る TradeDay 公式で詳細を見る

FAQ

Which is cheaper to start, FTMO or TradeDay?
FTMO is €79 and TradeDay is $59.
Which one pays the higher profit split?
FTMO is 90% and TradeDay is 90%.
Which one has the shorter payout cycle?
FTMO is 14 days and TradeDay is 0 days, so TradeDay is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
FTMO uses a static drawdown while TradeDay uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
FTMO: 4.8 (49,616). TradeDay: 4.6 (1,417). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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