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Topstep vs Take Profit Trader: Full Comparison

A side-by-side comparison of Topstep and Take Profit Trader built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Topstep comes out ahead on Lowest entry fee ($49 vs $150).
  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Take Profit Trader comes out ahead on Max drawdown (6% vs 4%).
  • Topstep comes out ahead on Min trading days (0 days vs 5 days).
  • Take Profit Trader comes out ahead on Payout cycle (1 days vs 5 days).
  • Take Profit Trader comes out ahead on Payout processing time (1 days vs 3 days).

Terms compared

Item Topstep Take Profit Trader
Evaluation model 1-step 1-step
Lowest entry fee $49 Better $150
Max profit split 100% Better 90%
Profit target 6% 6%
Daily loss limit 2% None
Max drawdown 4% 6% Better
Drawdown type End-of-day trailing End-of-day trailing
Min trading days 0 days Better 5 days
Payout cycle 5 days 1 days Better
Payout processing time 3 days 1 days Better
Max leverage Not verified Not verified
Account sizes $50,000 / $100,000 / $150,000 $25,000 / $50,000 / $75,000 / $100,000 / $150,000
Asset classes futures futures
Trustpilot 3.6 (14,632) 4.3 (10,317) Better
Third-party payout verification Self-reported only Not verified
Recorded rule changes 2 None recorded

Topstep: Read the review Take Profit Trader: Read the review

How the drawdown works

Both firms use a end-of-day trailing drawdown, so open profit affects your loss allowance the same way at each.

Third-party payout verification

Topstep

$1.4B+ — Self-reported only

The largest claim in the set and the least checkable rail: payouts settle by ACH, wire/SWIFT, Wise or prop-to-brokerage transfer, none of which leave a public record, and Topstep does not appear among the firms Payout Junction tracks. It is nonetheless the only firm here that publishes a dated participant-level payout statistic: "From January through December 2025 … (c) 33.3% of all individual participants at the Funded Level received a payout". A cumulative total with no denominator says nothing about a reader’s odds; that disclosure does.

Topstep — homepage ("$1.4B+ Paid out to prop firm traders") and 2025 Trader Performance Statistics · 2026-08-05

Take Profit Trader

Checked in a rendering browser to rule out a JavaScript-injected counter. Not among the firms Payout Junction tracks.

Take Profit Trader — homepage (no payout figure published) · 2026-08-05

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Recorded rule changes

Topstep

  • Observed 2026-08-22 Before: Third-party platforms NinjaTrader, Tradovate and TradingView were offered as the trading platform lineup. → After: TopstepX, Topstep's in-house browser platform, is the standard for all accounts; the one external option is a Quantower connection via TopstepX credentials (Trading Combine and Express Funded Account only). Topstep Help Center — TopstepX™
  • Effective 2026-01-12 Before: 100% of the first $10,000 in lifetime profits, then a 90/10 split. → After: 90/10 split from the first dollar. Topstep Help Center — Topstep Payout Policy

Take Profit Trader

Our tracker holds no recorded changes for Take Profit Trader. An absence of records is not proof that nothing changed.

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Topstep comes out ahead on Lowest entry fee ($49 vs $150).
  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Take Profit Trader comes out ahead on Max drawdown (6% vs 4%).
  • Topstep comes out ahead on Min trading days (0 days vs 5 days).
  • Take Profit Trader comes out ahead on Payout cycle (1 days vs 5 days).
  • Take Profit Trader comes out ahead on Payout processing time (1 days vs 3 days).
  • Take Profit Trader holds the higher Trustpilot rating (4.3 (10,317) vs 3.6 (14,632)).

FAQ

Which is cheaper to start, Topstep or Take Profit Trader?
Topstep is $49 and Take Profit Trader is $150, so Topstep is the better of the two on Lowest entry fee. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one pays the higher profit split?
Topstep is 100% and Take Profit Trader is 90%, so Topstep is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
Topstep is 5 days and Take Profit Trader is 1 days, so Take Profit Trader is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
Both firms use a end-of-day trailing drawdown, so open profit affects your loss allowance the same way at each.
What do their Trustpilot ratings look like?
Topstep: 3.6 (14,632). Take Profit Trader: 4.3 (10,317). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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