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Topstep vs Tradeify: Full Comparison

A side-by-side comparison of Topstep and Tradeify built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • Topstep comes out ahead on Lowest entry fee ($49 vs $99).
  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Topstep comes out ahead on Min trading days (0 days vs 1 days).
  • Tradeify comes out ahead on Payout processing time (1 days vs 3 days).
  • Tradeify holds the higher Trustpilot rating (4.5 (4,071) vs 3.6 (14,632)).

Terms compared

Item Topstep Tradeify
Evaluation model 1-step Multiple models
Lowest entry fee $49 Better $99
Max profit split 100% Better 90%
Profit target 6% 6%
Daily loss limit 2% None
Max drawdown 4% Not verified
Drawdown type End-of-day trailing End-of-day trailing
Min trading days 0 days Better 1 days
Payout cycle 5 days 5 days
Payout processing time 3 days 1 days Better
Max leverage Not verified Not verified
Account sizes $50,000 / $100,000 / $150,000 $25,000 / $50,000 / $100,000 / $150,000
Asset classes futures futures
Trustpilot 3.6 (14,632) 4.5 (4,071) Better
Third-party payout verification Self-reported only Third-party verified
Recorded rule changes 2 None recorded

Topstep: Read the review Tradeify: Read the review

How the drawdown works

Both firms use a end-of-day trailing drawdown, so open profit affects your loss allowance the same way at each.

Third-party payout verification

Topstep

$1.4B+ — Self-reported only

The largest claim in the set and the least checkable rail: payouts settle by ACH, wire/SWIFT, Wise or prop-to-brokerage transfer, none of which leave a public record, and Topstep does not appear among the firms Payout Junction tracks. It is nonetheless the only firm here that publishes a dated participant-level payout statistic: "From January through December 2025 … (c) 33.3% of all individual participants at the Funded Level received a payout". A cumulative total with no denominator says nothing about a reader’s odds; that disclosure does.

Topstep — homepage ("$1.4B+ Paid out to prop firm traders") and 2025 Trader Performance Statistics · 2026-08-05

Tradeify

$250M+ — Third-party verified

Largest verified on-chain volume in the set, and above the firm’s own claim. The claim is not internally consistent: tradeify.co/about redirects (HTTP 301) to tradeify.co/careers, which on the same day states "60,000+ happy traders" and "$100 million+ paid out" — 2.5x below the homepage figure. tradeify.co/payouts returns HTTP 404.

Tradeify — homepage ("$250M+ Verified Payouts") · 2026-08-05

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Recorded rule changes

Topstep

  • Observed 2026-08-22 Before: Third-party platforms NinjaTrader, Tradovate and TradingView were offered as the trading platform lineup. → After: TopstepX, Topstep's in-house browser platform, is the standard for all accounts; the one external option is a Quantower connection via TopstepX credentials (Trading Combine and Express Funded Account only). Topstep Help Center — TopstepX™
  • Effective 2026-01-12 Before: 100% of the first $10,000 in lifetime profits, then a 90/10 split. → After: 90/10 split from the first dollar. Topstep Help Center — Topstep Payout Policy

Tradeify

Our tracker holds no recorded changes for Tradeify. An absence of records is not proof that nothing changed.

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • Topstep comes out ahead on Lowest entry fee ($49 vs $99).
  • Topstep comes out ahead on Max profit split (100% vs 90%).
  • Topstep comes out ahead on Min trading days (0 days vs 1 days).
  • Tradeify comes out ahead on Payout processing time (1 days vs 3 days).
  • Tradeify holds the higher Trustpilot rating (4.5 (4,071) vs 3.6 (14,632)).

FAQ

Which is cheaper to start, Topstep or Tradeify?
Topstep is $49 and Tradeify is $99, so Topstep is the better of the two on Lowest entry fee. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one pays the higher profit split?
Topstep is 100% and Tradeify is 90%, so Topstep is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
Topstep is 5 days and Tradeify is 5 days.
Do they calculate drawdown the same way?
Both firms use a end-of-day trailing drawdown, so open profit affects your loss allowance the same way at each.
What do their Trustpilot ratings look like?
Topstep: 3.6 (14,632). Tradeify: 4.5 (4,071). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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