TL;DR

  • FTMO is one of the longest-running and largest prop firms, operating since 2015. Trust score is top-tier industry-wide.
  • Evaluation fees are reportedly 2–3× higher than newer competitors, with a detailed rule set that requires disciplined trading.
  • Best suited to traders who value continuity and rule stability over price.
  • Full specs: FTMO firm page.

Overall reputation

Trustpilot

FTMO has held a Trustpilot rating around 4.8 / 5 across 100,000+ reviews over multiple years. That’s extraordinary even within fintech.

Payout history

FTMO publishes monthly cumulative payouts. Independent reviewers and YouTube creators have verified payouts at scale, which makes FTMO one of the most “actually paid out” firms in the industry.

Regulatory standing

No enforcement actions from major regulators (CFTC, OSC, FCA, BaFin, ASIC) as of May 2026. In an industry where peers frequently face actions, that’s a meaningful signal.

What users praise

  1. Fast support — chat responses typically arrive within minutes.
  2. Reliable payouts (withdrawal of profit shares) — from request to bank or Wise in days to roughly two weeks.
  3. Multi-language coverage including Japanese and English.
  4. Refund of evaluation fee on first payout, subject to conditions.

Common complaints

1. Strict consistency rule

A single oversized winning trade can disqualify the consistency calculation. In practice, that suits scalpers and traders with distributed returns more than single-trade specialists.

2. News trading restrictions

Major macro events (NFP, FOMC) restrict trading inside the news window. Violations can void profits, so read the official rules carefully before trading those releases.

3. Higher fees

For comparable account sizes, FTMO costs roughly 2–3× FundedNext or FundingPips. Budget-conscious testers should look elsewhere first and revisit FTMO once they have a system that passes consistently.

Who FTMO fits

  • Long-term users who value firm continuity over headline price.
  • Traders who prefer rule stability without frequent term changes.
  • Those who want Japanese or English customer support.

Who FTMO doesn’t fit

  • Lowest-cost experimenters — FundingPips or Goat Funded Trader are better entry points.
  • Traders chasing short payout cycles of 5–7 days — FundingPips is faster.
  • US futures traders — Topstep and Apex Trader Funding are the right shelf.

FAQ

Q. Is FTMO a scam?

No. The firm has over ten years of operation and public payout records. That said, it’s a speculative product — losing the evaluation fee is a real outcome, and there are no guarantees of profit.

Q. What’s the pass rate?

Official figures are limited, but industry estimates run 10–20%. See our risk management guide for the levers that move it most.

Q. How do I get a higher profit split?

The Premium Profit Split program raises the share to 90% after multiple payouts. Conditions apply — check the official site for current terms.

Q. Is the evaluation fee really refunded?

The program refunds the equivalent of the evaluation fee on first payout, subject to stated conditions. Read the terms carefully.

Bottom line

FTMO is the industry’s safe pick — trust tier high, fees high. In short, it’s worth the premium for traders who can pass and stay disciplined, and overkill for those still searching for an edge.

Specs and official link: FTMO firm page.