TL;DR

  • FTMO is one of the longest-running and largest prop firms (since 2015). Trust score is top-tier industrywide.
  • Evaluation fees are 2–3× higher than newer competitors, with a detailed rule set requiring disciplined trading.
  • Best for traders who value continuity and rule stability over price.
  • Full specs: FTMO firm page.

Overall reputation

Trustpilot

FTMO has held a Trustpilot rating around 4.8 / 5 across 100,000+ reviews over multiple years — extraordinary even within fintech.

Payout history

FTMO publishes monthly cumulative payouts. Independent reviewers and YouTube creators have verified payouts at scale. Among the most “actually paid out” firms in the industry.

Regulatory standing

No enforcement actions from major regulators (CFTC, OSC, FCA, BaFin, ASIC) as of May 2026 — a strong signal in an industry where peers frequently face actions.

What users praise

  1. Fast support — chat responses typically within minutes
  2. Reliable payouts — from request to bank/Wise in days to two weeks
  3. Multi-language — JP/EN/multiple language support
  4. Refund of evaluation fee on first payout (with conditions)

Common complaints

1. Strict consistency rule

A single oversized winning trade can disqualify “consistency” calculations. Best for scalpers / distributed-return strategies, less for single-trade traders.

2. News trading restrictions

Major macro events (NFP, FOMC) restrict trading. Violations can void profits — read the official rules.

3. Higher fees

For comparable account sizes, FTMO costs 2–3× FundedNext or FundingPips. Smaller-budget testers should look elsewhere first.

Who FTMO fits

  • Long-term users who value firm continuity over price
  • Traders who prefer rule stability (no frequent changes)
  • Those who want JP/EN customer support

Who FTMO doesn’t fit

  • Lowest-cost experimenters → FundingPips, Goat Funded Trader
  • Short payout cycle hunters (5–7 days) → FundingPips
  • US futures traders → Topstep, Apex Trader Funding

FAQ

Q. Is FTMO a scam?
A. No. 10+ years of operation, public payout records. Speculative product — losing the evaluation fee is real.

Q. What’s the pass rate?
A. Official figures are limited; industry estimates 10–20%. See our risk management guide.

Q. How do I get a higher profit split?
A. The “Premium Profit Split” program raises the share to 90% after multiple payouts. Check the official site for exact conditions.

Q. Is the evaluation fee really refunded?
A. The program refunds the equivalent of the evaluation fee on first payout, subject to conditions. Read the terms.

Bottom line

FTMO is the “industry safe pick” — trust-tier high, fees high. Worth it for those who can pass and stay disciplined.

Specs and official link: FTMO firm page.