Funded Trading Plus (often shortened to FT+) is one of the longer-running UK prop firms, and in 2026 it has trimmed its lineup down to three core programs. It markets a high scaling ceiling and a profit split that can reach 100%. This review lays out what FT+ offers against primary and third-party sources, and flags the places where the numbers conflict depending on which page or source you read. Read every figure as “verify the current rules on the official site.” Prop-firm terms change often, and some of FT+‘s own marketing and help pages have framed the same mechanic differently.

This article is for information only and is not investment, legal, or tax advice.

What Funded Trading Plus is

FT+ sells evaluation accounts. You pay a fee, pass a simulated trading test under fixed rules, and then trade a funded (simulated) account that shares profits with you. According to TheTrustedProp, FT+ is UK-based, founded in 2021, with a London address (7 Bell Yard) and UK company number 13774561. One caveat: FXEmpire lists the headquarters as Saint Lucia, so if the operating-entity jurisdiction matters to you, confirm it with an official source.

The marketing numbers are large. The official site advertises more than $19.5M in real trader rewards and claims 60,000+ traders across 180 countries. Those are firm-published marketing figures, not independently audited, so treat them as context rather than proof and verify them on the official site.

The 2026 program lineup: Instant, 1-Step Express, 2-Step Classic

As of 2026 the lineup is simplified to three core programs. Older Prestige, Premium, and Advanced tiers still appear on some aggregators, which is part of why specs conflict across sources.

  • 1-Step Express: a single-phase evaluation. TheTrustedProp and FXEmpire describe a 10% profit target, a 4% daily loss limit, and a 6% trailing drawdown, with no minimum trading days. Our own normalized data records this same profile (10% target, 4% daily, 6% max drawdown, 0 minimum days) for the $100,000 Express account.
  • 2-Step Classic: a two-phase path. TheTrustedProp puts the target at roughly 7% per phase, with a 4% daily loss and an 8% static (fixed) drawdown. Two-step phase targets vary by sub-model across sources, so verify the exact targets on the official site.
  • Instant Funding: no profit target, a daily drawdown around 3%–6% by configuration, and a 6% maximum drawdown, with account sizes from $5,000 to $100,000 per TheTrustedProp and the official program copy.

If you are weighing these structures against each other, one-step vs two-step vs instant funding walks through the trade-offs.

Drawdown models: trailing vs static

This is the part that decides most evaluations, so it deserves care. FT+ uses a mixed drawdown approach: it depends on which program you pick.

  • 1-Step Express and Instant Funding use a trailing (relative) drawdown. As your profit grows, the loss limit follows it upward, which shrinks your buffer. That can catch traders who let a winning trade run and then give back gains.
  • 2-Step Classic (and the older Prestige tier) uses a static (fixed) drawdown set on your starting balance. It does not move with your profit, which is generally more forgiving for position sizing.

Our normalized dataset records the FT+ drawdown model as mixed for exactly this reason. If the difference is not yet clear, trailing vs static drawdown explains how each one changes the way you size and hold trades, and daily loss vs max drawdown covers the two separate limits you must respect at once.

Profit split and scaling to $2.5M

The profit split scales from 80% up to 100% through performance milestones. Per TheTrustedProp, the steps are roughly 90% at around 20% cumulative profit and 100% at around 30% profit. A 100% split is a strong headline, but reaching it means hitting those milestones first, so read it as a ceiling you earn, not a starting rate.

The scaling ceiling is among the highest in the segment: up to $2,500,000 in simulated capital. Two things matter here. First, that figure is reached over multiple scaling cycles, not in a single account. Second, the exact scaling mechanics are described inconsistently across FT+‘s own pages: the official help center scaling table shows the account roughly doubling at each tier when you book about 10% profit (for example $12,500 to $25,000), while marketing pages describe a 25% increase per 10% profit. Those two framings conflict, so verify the exact mechanics with the official help center before you count on a number.

Scaling is also not automatic. Requests must be submitted and pass an FT+ Risk Review, and the firm reserves discretion to decline. So a $2.5M ceiling is a possibility under conditions, not a guarantee. For how these programs work in general, see prop firm scaling plans explained.

Fees and account sizes

Account sizes range roughly from $5,000 to $200,000 across the programs. Our normalized data records the larger FT+ tiers as $10,000, $25,000, $50,000, $100,000, and $200,000.

Fees are where sources diverge most, so treat any single figure as a snapshot. FXEmpire cites a cheapest fee around $119 for a one-step account, rising to roughly $4,500 for the $100,000 Instant Funding account. Our own data records the same $119 cheapest figure from review sources, while noting that the official default price for a $100,000 account has appeared at $549. Fee figures change with promotions and program, so verify current pricing on the official site for the exact model and size you want. As with most evaluation firms, the fee is effectively a sunk cost if you do not pass, so budget on the assumption that you might not. Costs that are easy to miss are covered in prop firm hidden costs.

Payouts and withdrawal terms

FT+‘s payout cadence varies by program. The 1-Step Express and Instant Funding accounts pay every 7 calendar days; the 2-Step Classic pays every 10 calendar days. Our normalized data records a 7-day payout cycle and roughly 2-day processing speed for the Express track. The first payout is processed in about 24–48 hours, and subsequent payouts typically in around 24 hours, with a minimum withdrawal of $50 (or 1% of the account).

Payout reliability is the single most important metric for any prop firm. For how to read these claims critically rather than at face value, see prop firm payout transparency, and for what to expect at the cashier, prop firm KYC and withdrawal methods.

Platforms, assets, and leverage

FT+ supports MetaTrader 5, cTrader, Match-Trader, and DXtrade (MT4 is also cited in some firm content). Tradable assets cover forex, indices, commodities, and crypto, which our normalized data confirms. Our normalized data records standard leverage at around 1:30; some programs may offer higher leverage, so confirm the exact figure for your chosen model on the official site.

Platform diversity is also a quiet survival signal. A firm that does not depend on a single MetaQuotes license has one fewer single point of failure. If your platform choice is decisive, MetaTrader vs cTrader for prop trading covers the practical differences.

Reputation and the Trustpilot picture

This is where you should be careful with stale numbers. Across June 2026 third-party snapshots, FT+ shows roughly 4.4/5 from about 2,620–2,660 reviews, and PropFirmMap grades it A/B with a “proceed with caution” note. Our normalized data records about 2,662 reviews. The live Trustpilot profile returned an access error during research, and the 4.7 / 4,500-review figure on some aggregators appears stale, so confirm the current score on the live profile yourself rather than trusting a cached number.

In plain terms: the review volume and broad sentiment look reasonable for a firm of this age, but the headline score should be read live, not from an aggregator cache. A clean third-party “trust check” plus a multi-year operating history is a better signal than any single star rating. For the wider pattern of how reviews get manipulated in both directions, see prop firm scam risks.

How it compares to FTMO and UK peers

FT+‘s pitch is a long track record, a high scaling ceiling, and a 100% split at the top. Against the segment, two reference points help.

FTMO is the largest operator, around 11 years old, and publishes industry-leading cumulative payouts that held through the 2024 shakeout. It runs a two-step model with a static drawdown and an 80%-to-90% split, so it is more conservative on the split ceiling but very well established.

The5%ers is a 10-year veteran and an instant-funding pioneer, also offering a split that scales toward 100%, which makes it a natural comparison for traders drawn to FT+‘s scaling pitch.

Among UK peers, FT+ sits alongside firms like Alpha Capital Group and City Traders Imperium; compare their structures rather than their headline numbers. For a structured way to weigh firms, see how to choose a prop firm and our comparison data.

Final verdict

Funded Trading Plus is an established, active UK firm with a genuinely high scaling ceiling, a split that can reach 100%, three reasonably distinct programs, and frequent payouts. The honest caveats are that its drawdown model is mixed (trailing on the one-step and instant tracks), its scaling and fee numbers are described inconsistently across its own pages and across review sources, and the headline jurisdiction itself is reported two different ways. None of that makes it a bad choice; it makes it a firm where you should verify the specific model, price, and rules on the official site before paying, and screenshot what you agreed to.

As with every prop firm, the biggest practical risk is not regulation but firm survival and payout reliability over time. A multi-year track record helps, but it is not a guarantee. Diversify rather than concentrating capital and fees in one firm; see multi-prop-firm strategy.

This page is informational and is not investment, legal, or tax advice. If you cite it, please link back to this page (PROP NAVI) as the source.