- FundingPips’ entry plan starts at $19, reportedly the cheapest in the industry.
- The firm launched in 2022, so it’s still building a long-term reputation.
- Payout data is published publicly.
- UAE-based, with profit splits running 80% scaling to 100% on top plans.
FundingPips made its name as the price floor of the prop firm industry. In our review, the question worth asking isn’t whether the prices are real — they are — but whether the long-term operating story holds up. Three years is short, and the rule sheet shifts often.
Strengths
- Lowest entry barrier, with plans from $19.
- Both 1-step and 2-step evaluation options.
- Profit split starts at 80%, scaling up to 100% on qualifying plans.
- 5-day payout cycle is among the fastest available.
- Public payout tracking provides some transparency.
Concerns
That said, three years of operation puts FundingPips below the trust ceiling of older firms. The UAE regulatory environment is still evolving, plan rules update frequently, and the 5% single-day loss rule is strict enough to catch traders who size up too quickly.
How FundingPips compares
| FundingPips | FundedNext | FTMO | |
|---|---|---|---|
| Founded | 2022 | 2022 | 2015 |
| Minimum fee | $19 | $59 | €89 |
| Trust tier (our review) | Medium | Medium | Highest |
In short, FundingPips is the right pick for cheap testing and short payout cycles. Traders who put operating history first should default to FTMO.
For maximum reliability: FTMO. Or a veteran alternative: The5%ers (coupon “HZZS4”) — note: on 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026; if you use it, keep the ticket small.
Speech and review clauses (checked 21 August 2026)
Section 22 of FundingPips’ terms (effective 15 May 2026) declares all communications between the firm and the user “strictly confidential” — emails, messages, phone calls — and prohibits making “any part of these communications” public without prior written consent, with immediate termination for breach. It is not an opinion ban, but it does mean the evidence a trader would normally publish in a payout dispute — the support exchange itself — is contractually off limits. Details in the Review-Restriction Tracker.