FundingPips
Trust: MediumSpecifications
| Profit split | 80%–95% |
|---|---|
| Max funding | Up to $500,000 (with scaling) |
| Challenge fee | $19 – $579 |
| Payout track record | Publicly posted (proofs on social media) |
| Payout cycle | 5-day cycle (with early-payout option) |
| Platforms | MT4 · MT5 · cTrader · Match-Trader |
| Evaluation | Multiple |
| Drawdown model | Mixed |
| Daily loss limit | 5% |
| Max drawdown | 10% |
| Max leverage | 1:100 |
| Sources | [1][2][3][4][5][6] |
| Website | https://fundingpips.com/ |
Trustpilot: 4.5 (58,747 reviews) — third-party, as of 2026-06-22
Strengths
- Among the cheapest entry fees in the industry (from $19)
- Among the fastest payout cycles (5 days)
- Multiple evaluation models (1-Step / 2-Step / 3-Step)
Watch-outs
- Short operating history (since 2022)
- Rapid rule changes during the growth phase
- Support quality varies with the high-volume user base
What FundingPips is
FundingPips is a Dubai-based proprietary trading firm launched in 2022. The firm is known for two specific things: among the cheapest evaluation fees in the entire industry, starting at $19, and among the fastest payout cycles, on a 5-day rotation with an early-payout option.
That combination — low entry cost and fast payouts — is what drove FundingPips’ rapid growth through 2023 and 2024. By contrast, FTMO and other incumbents charge from $89 and run a 14-day payout cycle. The economics on paper genuinely favour FundingPips for traders optimising on cost and speed.
How it works
FundingPips offers three evaluation tracks, which is more variety than most competitors:
- 1-Step: single-phase evaluation. Fastest path to funded, with stricter rules.
- 2-Step: traditional Challenge plus Verification — the FTMO-style flow.
- 3-Step: lower-pressure, longer evaluation broken into three stages.
Entry fees range from $19 for the smallest accounts up to $579 for larger sizes. Funding scales to $500,000 of simulated capital after sustained performance. Profit splits run from 80% to 95% depending on the program and milestones hit. Payouts are on a 5-day cycle with optional early-payout.
Who FundingPips fits
FundingPips is a rational pick for:
- Cost-conscious traders who want to test the prop-firm cycle without spending FTMO-level money on entry.
- Active scalpers who value a 5-day payout cycle over a 14-day one.
- Anyone choosing between single-phase, two-phase, and three-phase evaluations within one firm.
The $19 entry tier specifically makes FundingPips a sensible firm for first-time evaluation buyers who want to learn the rule set on a small account before committing more capital.
Who FundingPips does not fit
If you specifically want a multi-year operating record, FundingPips is still building it. The 2022 founding puts it short of the three-year baseline most analysts use as a trust threshold. Long-cycle reliability remains to be established.
Traders who need premium support should also calibrate expectations. FundingPips’ high-volume user base means support quality is more variable than at smaller, more boutique operators.
What to watch
- Short history: the 2022 founding means long-term reliability is still being verified across multiple market cycles.
- Rule cadence: profit splits, max loss, and instrument lists update often. Always verify the live terms before purchasing.
- Jurisdiction: the UAE’s financial supervisory environment has shifted in recent years. Long-term users should watch for regulatory updates that affect prop-firm operators.
- Program selection: 1-Step, 2-Step, and 3-Step have meaningfully different economics. Compare side by side.
How FundingPips compares
Against FundedNext, the closest UAE-based peer, FundingPips is cheaper on entry and faster on payout cycle, but has a less polished onboarding flow. Against FTMO, FundingPips is dramatically cheaper but materially less proven on operating record. Against Goat Funded Trader, FundingPips is more established despite both being roughly the same generation.
Our take
A rational choice for low-cost experimentation and short-cycle payouts. For long-term reliability, incumbents like FTMO have more verifiable track record, so we rate trust as Medium. FundingPips is genuinely useful for learning the prop-firm rule set on a small account before committing more capital — that may be the cleanest use case for the firm right now.