Which is more tailored for Japanese traders, Fundora or Fintokei?

Both firms are designed with Japanese traders as their primary audience. Fintokei launched its brand in 2022 and has operated in the Japanese market since 2023, while Fundora launched in March 2025 and stands out as the one owned and operated inside Japan. On support quality, domestic bank transfers, and JPY handling, both have an edge over the big overseas competitors.

Should I use cTrader or MT5?

It depends on how you trade. Fintokei's plan pages list MT5, cTrader and TradingView (checked 2026-09-26), so if you run EAs (automated strategies) it gives you more choice. For discretionary traders who want depth-of-market data, Fundora's cTrader setup is compelling. And if you already have a platform you know well, the practical choice is to stick with it.

Fundora is a new entrant. Can it be trusted?

It launched in March 2025, so the track record is short, but a pre-launch waitlist of over 4,000 and its Japanese ownership and operation count in its favor. Still, it has yet to prove three or more years of continuous operation — the sensible approach is to start small.

Fundora vs Fintokei — Japan-Focused Prop Firm Showdown

Bottom line first

Item	Fundora	Fintokei
Founded	2025 (live 19 March)	2022 (brand launched; entered the Japanese market in 2023)
Years in operation	About a year and a half	3-4 years
Evaluation	Two-phase only (six plans, same criteria)	Several plans: Challenge, Speed Pro (SwiftTrader), Beginner (StartTrader), Swing/Slim
Fees	¥26,999-¥449,999	From ¥9,800 (Speed Pro); Challenge ¥12,500-¥309,800
Profit split	80%	Challenge 80%, Speed Pro 90% (top Diamond tier 100%), Beginner 50-100%
Maximum capital	60M JPY (about $400,000, combined across accounts)	Varies by plan
Platform	cTrader only	Plan pages list MT5 / cTrader / TradingView
Japanese support	Full	Full
Domestic bank transfer	Supported (usually 2-3 business days after request and review)	Supported (Japan-focused)
Payouts	First 28 days after you start on the pro account (capped at 10% of the initial balance), second capped at 15%, then 14-day cycles	First request 2 weeks after your first pro-account trade, then 2 weeks after the previous request

Fundora figures were checked on the official site, the trading rules guide and the payouts page; Fintokei figures on its official plan pages and support FAQ. All checked on 2026-09-26.

If you value MT5, TradingView and operating record → Fintokei
If cTrader and domestic Japanese operation appeal to you → Fundora

Disclosure first: Fintokei is a PROP NAVI affiliate partner, and we may earn a commission if you sign up. We have no partnership with Fundora and earn nothing from it (as of 2026-09-26). The comparison uses only facts we could verify on each firm’s official site, regardless of partnership.

Comparison across five axes

1. Operational continuity

According to its official company history, Fintokei launched the brand in 2022 and entered the Japanese market in 2023, so it has 3-4 years of operation either way. Its Japanese home page states total rewards paid of over ¥3 billion (checked 2026-09-26); that is the company’s own figure.

Fundora went live on 19 March 2025, so it has about a year and a half of operation. It is run by Quantum Fund Traders Inc. in Tokyo, which discloses its representative and address in its legal notice. The official site describes Fundora as a learning and evaluation service in a demo environment, with all trading, including on pro accounts, taking place on demo accounts.

Fintokei has the edge on track record; Fundora’s counterweight is being the only domestically operated firm of the two.

2. Platforms

Both firms are designed with Japanese traders in mind, but their platform choices diverge sharply.

Fintokei: its plan pages list MT5 / cTrader / TradingView. Its support FAQ also mentions MT4, so if you want MT4, confirm before you buy
Fundora: cTrader only (favored for depth-of-market data and discretionary trading). EAs are allowed only if self-made, and you may be asked for the code

EA-focused traders who want MT5 will lean to Fintokei, while discretionary traders who want order book visibility lean toward Fundora.

3. Depth of Japan market support

	Fundora	Fintokei
Japanese support	Yes (domestic operation)	Yes (dedicated team)
Payout by domestic bank transfer	Yes (usually 2-3 business days)	Yes
JPY-denominated accounts	Yes (choose a JPY or USD account)	JPY available (USD, EUR and CZK also offered)

Both go far deeper on Japan-market support than the overseas majors, with real savings on FX fees and transfer times. For details, see Prop firms with JPY payout comparison.

4. Profit split and conditions

Fintokei offers multiple plans with different profit splits: 80% on the Challenge plan, 90% on the Speed Pro plan (100% shown for the top Diamond tier) and 50-100% on the Beginner plan (plan pages, checked 2026-09-26). Since 2026-06-03 it has run a “Scaling Dojo”. Its Japanese support FAQ says that for accounts bought on or after 2026-06-11, reaching the white belt refunds the plan price minus any discount, subject to conditions. Its English FAQ, however, still says the old scaling plan was retired on 2026-01-21, so the two versions do not match.

Fundora uses a flat 80% split (its “reward rate”), industry-standard territory. Rewards are capped: the first at 10% of the initial balance and the second at 15%, after which the Maximize stage removes the cap. Pro accounts also carry a consistency rule requiring the largest daily profit to be no more than 33.33% of total profit (it does not apply in Phase 1 or 2).

5. Momentum and community

Fundora says it built a pre-launch waitlist of over 4,000 people. Holding multiple accounts has been officially allowed since 2025-12-10, and pro accounts in the same currency can be merged.

Fintokei leads on years in operation, and among Japan-focused firms it is currently the more mature option.

Which should you choose?

Fintokei suits you if you

Already use MT5, or your operation is EA-centric
Want 3+ years of operating record as your basis of trust
Want multiple plans to choose from (such as the 90% split plan)
Want a low entry price (Speed Pro starts at ¥9,800)

Fundora suits you if you

Want to use cTrader or are willing to learn it
Want to support a firm that is owned and operated within Japan
Can accept newcomer risk with eyes open
Prefer a two-phase evaluation with no time limit, taken at your own pace

Running both is also an option

You can run both firms in parallel and let real trading reveal which fits your style. For more, see Multi-prop-firm parallel operation guide.

Summary

For track record and MT5/TradingView, Fintokei; for cTrader and domestic Japanese operation, Fundora
Both go deeper on Japan market support than overseas majors, with meaningful JPY management benefits
Final investment decisions are your own. This site does not provide investment advice.

Recommended firms

FTMO — the industry leader

The industry standard, with 11 years of operation (since 2015).

The free trial lets you test everything at no cost, and the 2-Step Challenge fee is refunded with your first payout after passing (no refund if you fail). See the FTMO free trial guide.

→ Visit FTMO official

The5%ers — for building up from a small ticket

Operating since 2016. Three plans run in parallel — the one-step Hyper Growth, the two-step High Stakes and the three-step Bootcamp — with fees from $19. The profit split climbs in steps toward 100%, but a flat 3.5% is deducted from every withdrawal. On 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026. If you use it, keep the ticket small and confirm your first payout arrives before scaling up.

→ Visit The5%ers official (referral code “HZZS4” — 0% discount as of 2026-08-19)