Bottom line first

ItemFundoraFintokei
Founded20252022
Years in operationUnder 1 year3+ years
Profit split80%Varies by plan (up to 90%)
Maximum capital60M JPY (about $400,000)Varies by plan
PlatformcTrader onlyMT4 / MT5
Japanese supportFullFull
Domestic bank transferExpected supportSupported (Japan-focused)
PayoutsFirst in 28 days → 14-day cycleVaries by plan
  • If you value MT4/MT5 + operating recordFintokei
  • If cTrader + domestic Japanese operation appeals to you → Fundora

Comparison across five axes

1. Operational continuity

Fintokei was founded in 2022 and, as of writing in May 2026, has more than three years of operation. Among Japan-focused firms, it has the longest track record and publishes cumulative payout figures.

Fundora launched in February 2025, with under a year of operation. However, the operating entity is a domestic Japanese business, and its regulatory transparency is high for a newcomer.

On long-term track record, Fintokei has the edge, but Fundora differentiates itself through its unique status as a domestically operated firm.

2. Platforms

Both firms are designed with Japanese traders in mind, but their platform choices diverge sharply.

  • Fintokei: MT4 / MT5 (industry standard, large EA ecosystem)
  • Fundora: cTrader only (favored for depth-of-market data and discretionary trading)

EA-focused traders gravitate to Fintokei, while discretionary traders who want order book visibility lean toward Fundora.

3. Depth of Japan market support

FundoraFintokei
Japanese supportYes (domestic operation)Yes (dedicated team)
JPY payoutsExpected supportSupported
Domestic bank transferExpected supportSupported
JPY-denominated accountsExpected supportSelect plans
Japanese holiday handlingYesYes

Both firms offer overwhelmingly deeper Japan-market support than major overseas players, with meaningful advantages in FX fees and remittance times. For details, see Prop firms with JPY payout comparison.

4. Profit split and conditions

Fintokei offers multiple plans, each with different profit splits. At the top tier, a 90% split plan is available, making it well-suited for traders who run accounts long term.

Fundora uses a unified 80% split, which is the industry standard level. The simple pricing structure is easy to understand for those who prefer clarity.

5. Launch attention and community

Fundora launched with a pre-launch waitlist of over 4,000 people. Community activity on social media is strong, and brand awareness is high even among newcomers.

Fintokei already has three years of operation, leading in cumulative users and payout records. Among Japan-focused firms, it is currently the most mature option.

Which should you choose?

Fintokei suits you if you

  • Already use MT4 / MT5, or your operation is EA-centric
  • Want 3+ years of operating record as your basis of trust
  • Want multiple plans to choose from (such as the 90% split plan)
  • Want to continuously verify cumulative payout records

Fundora suits you if you

  • Want to use cTrader or are willing to learn it
  • Want to support a firm that is owned and operated within Japan
  • Can take on newcomer risk with full awareness
  • Are open to community engagement, such as joining waitlists

Parallel operation is also an option

You can also run both firms in parallel and let real trading reveal which fits your style. For more, see Multi-prop-firm parallel operation guide.

Summary

  • For track record and MT4/MT5, Fintokei; for cTrader and domestic Japanese operation, Fundora
  • Both go deeper on Japan market support than overseas majors, with meaningful JPY management benefits
  • Final investment decisions are your own. This site does not provide investment advice.

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