• Topstep founded 2012 — fourteen years of operating history, the oldest futures-only prop firm
  • Chicago-based, focused on CME futures
  • Monthly subscription model rather than a one-time upfront fee
  • 100% profit on the first $5K, then 90%
  • Live Funded path available, with real market exposure

Topstep is the oldest futures-only prop firm and the default first choice for US traders working in the CME products. The Chicago-based operator has been running since 2012 and uses a monthly subscription Combine — a structure that rewards traders who can pass within a single billing cycle. In our review, the firm sits in the highest trust tier, with the caveat that its futures-only focus and US time zone make it less universally applicable than FTMO or The5%ers.

Strengths

  • Fourteen years of operating history — the longest in the industry
  • US-based, operating within a CFTC-regulated environment
  • Real-market Live Funded option once you have shown sustained performance
  • Strong reputation across the US futures community

Concerns

  • Futures-only — no FX, CFD, or crypto
  • US-centric time zone, which is challenging for Asian traders
  • Monthly subscription means accumulating cost during prolonged challenges, by contrast with one-time evaluation fees

Compare

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Founded201220212016
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Topstep review → For FX/CFD instead: FTMO or The5%ers