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FTMO vs Funded7: Full Comparison
A side-by-side comparison of FTMO and Funded7 built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.
Key findings
- Funded7 comes out ahead on Profit target (8% vs 10%).
- Funded7 comes out ahead on Min trading days (3 days vs 4 days).
- Funded7 comes out ahead on Payout processing time (1 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 2.8 (46)).
Terms compared
| Item | FTMO | Funded7 |
|---|---|---|
| Evaluation model | 2-step | Multiple models |
| Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. | €79 | $118.8 |
| Max profit split | 90% | 90% |
| Profit target | 10% | 8% Better |
| Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. | 5% | 5% |
| Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. | 10% | 10% |
| Drawdown type | Static | Mixed |
| Min trading days | 4 days | 3 days Better |
| Payout cycle | 14 days | Not verified |
| Payout processing time | 4 days | 1 days Better |
| Max leverage | 1:100 | 1:50 |
| Account sizes | $10,000 / $25,000 / $50,000 / $100,000 / $200,000 | $5,000 / $10,000 / $15,000 / $25,000 / $50,000 / $75,000 / $100,000 / $200,000 / $250,000 / $500,000 |
| Asset classes | forex, indices, commodities, stocks, crypto | forex, indices, crypto, commodities, metals |
| Trustpilot | 4.8 (49,616) Better | 2.8 (46) |
| Third-party payout verification | Self-reported only | Not verified |
| Recorded rule changes | None recorded | 1 |
How the drawdown works
FTMO uses a static drawdown while Funded7 uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
Third-party payout verification
FTMO
$650M+ — Self-reported only
Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.
FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05
Funded7
A "$722,800 in 7 months" payout figure circulates for this firm. We could not establish it against any first-party source and removed it from our own pages rather than repeat it. What the homepage does claim is a review score of "1k+ reviews (4.8 of 5)"; its Trustpilot profile stood at 2.8 from 46 reviews. A firm whose checkable claim is wrong is a reason to treat its uncheckable ones cautiously, not evidence about its payouts either way. Not among the firms Payout Junction tracks.
Funded7 — homepage (no cumulative payout figure published) · 2026-08-05
Recorded rule changes
FTMO
Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.
Funded7
- Observed 2026-07-31 Before: Not established. We could not date the introduction of the rule or find what preceded it. → After: Closes under 15 seconds above 2% of trade count, or under 30 seconds above 3%, demote the account to a restricted Silver or Bronze Funded tier — tighter flat risk limit, lower leverage, mandatory stop-loss — rather than terminating it. Funded7 FAQ — Rule 2 & 3: Position Risk & Execution (Funded / Silver Funded / Bronze Funded tiers)
Which one fits you
What the data says, priority by priority. The decision is yours; we do not give investment advice.
- Funded7 comes out ahead on Profit target (8% vs 10%).
- Funded7 comes out ahead on Min trading days (3 days vs 4 days).
- Funded7 comes out ahead on Payout processing time (1 days vs 4 days).
- FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 2.8 (46)).
Check current terms on the official sites
FAQ
- Which is cheaper to start, FTMO or Funded7?
- FTMO is €79 and Funded7 is $118.8.
- Which one pays the higher profit split?
- FTMO is 90% and Funded7 is 90%.
- Do they calculate drawdown the same way?
- FTMO uses a static drawdown while Funded7 uses a mixed one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
- What do their Trustpilot ratings look like?
- FTMO: 4.8 (49,616). Funded7: 2.8 (46). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.
Sources
- https://ftmo.com/
- https://ftmo.com/en/
- https://ftmo.com/en/trading-objectives/
- https://ftmo.com/en/2-step-challenge/
- https://ftmo.com/en/1-step-challenge/
- https://ftmo.com/en/how-it-works/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/which-platforms-can-i-use-for-trading/
- https://ftmo.com/en/faq/what-are-the-account-specifications/
- https://ftmo.com/en/faq/does-the-maximum-capital-allocation-apply-across-both-1-step-and-2-step-accounts/
- https://ftmo.com/en/reward-growth-and-scaling-plan/
- https://ftmo.com/en/faq/which-instruments-can-i-trade-and-what-strategies-am-i-allowed-to-use/
- https://funded7.com/
- https://funded7.com/challenge-comparison/
- https://funded7.com/faq/payouts-at-funded7-fast-flexible-and-secure/
- https://funded7.com/about/
- https://www.trustpilot.com/review/funded7.com
Data currency
Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.
This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.