Prop-firm deal pages age badly: the web is full of expired codes and sourceless “up to 40% off” claims. This roundup takes the opposite approach — as of early H2 2026, here is everything we could verify from official sources, and nothing we couldn’t.
Disclosure: this page contains affiliate links, and we may earn a commission if you sign up through them. Commissions never affect our ratings.
Verified deals and perks, H2 2026
Status as of writing (July 2026):
| Firm | Code | Offer | Refund policy |
|---|---|---|---|
| The5%ers | HZZS4 | Referral code; benefits depend on campaigns | 70% of fee refunded at first payout |
| Fintokei | FINTO5KEI | 5% off (official, standing) | Conditional: refunded after White belt in the Scaling Dojo (20 trading days, 2 payout requests), minus any discount |
| FTMO | none | No public coupons; unlimited Free Trial. As of 2026-08-21 an official sale: $100K 1-Step 20% off (€499→€399) | 2-Step fee fully refunded with first reward |
| FundedNext | none verified | Rewards in 24h or $1,000 extra (standing guarantee) | — |
| Topstep | none verified | No sale visible at time of writing | — |
For FundingPips and others not listed, we could not verify current offers from official sources at the time of writing. “Not verified” is not proof of absence — check the official sites directly.
Compare refunds, not just discounts
A 5% code and a 100% refund are not in the same weight class. True-cost math on the three firms with verified numbers (list prices as published at the time of writing — verify before buying):
| Scenario | Paid | Net cost after passing + first payout |
|---|---|---|
| The5%ers High Stakes $2.5K ($19) | $19 | ~$6 (70% refund) |
| Fintokei ProTrader (¥12,500 → ¥11,875 with code) | ~$77 | still ~$77 at the first payout (refund only after White belt, i.e. 2 payout requests and 20 trading days) |
| FTMO 2-Step (fee varies by account size) | see official | effectively $0 (full refund) |
The catch built into every row: refunds trigger only after passing (at the first payout for The5%ers and FTMO, after a second payout request and 20 trading days for Fintokei), and first-attempt failure rates are commonly put at 70–90%. If you never pass, The5%ers’ $19 entry is the cheapest failure; larger challenges are the most expensive ones. The expected-value framing is developed in the true cost of a prop account.
Firm by firm
The5%ers — cheap entry + 70% refund + a code
$19 one-time for the $2.5K High Stakes, a 70% fee refund at first payout, and code HZZS4 at checkout (benefits campaign-dependent; the checkout total is the truth). Full math in our The5%ers code guide. Note: on 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026; if you use it, keep the ticket small.
Fintokei — standing 5% code + conditional fee refund
Official code FINTO5KEI takes 5% off (confirm applicability at checkout).
The fee refund is documented as the White-belt benefit of the Scaling Dojo (started 3 June 2026) in Fintokei’s Japanese FAQ (checked 2026-09-26), with conditions:
- For accounts bought on or after 11 June 2026, it is paid only after reaching White belt — 20 trading days and 2 payout requests (checked 2026-08-18 on the official FAQ chart) — not at the first payout
- The refund is the amount paid minus any coupon or discount, so the FINTO5KEI discount is not refunded on top
- It needs an e-mail application, and StartTrader is not eligible
The plan pages carry the footnote 初期費用の返還 ※スケーリング道場の適用により (fee refund via the Scaling Dojo), while Fintokei’s English FAQ still says the old scaling ended on 21 January 2026 and was replaced by Capital Scaling Boost, so the discrepancy remains. This article previously said the fee is credited back at the first payout; we corrected that after confirming the Japanese FAQ. If you never reach White belt, nothing comes back, so do not budget on the refund.
Official campaigns have exceeded 20% in the past (a one-day 23% off for the 3rd anniversary on 2026-01-22, and a 48-hour 23% off SwiftTrader VIP pass on 2026-02-11). But on 2026-09-26 the latest post under the official blog’s campaign tag was the 2026-06-03 Scaling Dojo launch, and we found no discount campaign running, so check what’s live before buying. Worked examples in our Fintokei code guide.
FTMO — no coupon, by design
No public codes; instead, a one-time fee with the 2-Step refunded in full with the first reward, plus unlimited free trials. Be wary of third-party pages selling “FTMO coupons” that don’t exist. The full story: there is no FTMO coupon.
FundedNext — a guarantee instead of a discount
No discount code verified, but the official site carries a standing promise: rewards paid within 24 hours or $1,000 extra. Not a price cut, but meaningful if payout reliability is your priority.
Should you wait for a sale?
Black Friday (November) and firm anniversaries tend to produce the year’s biggest prop-firm promotions. Two traps, though: a large discount on an attempt you’re not ready for is money lost to the retry cycle, and aggregator sites will happily sell you urgency around codes that died months ago. If you’re not in a hurry, prepare with the free trials FTMO and Fintokei offer and watch official channels only. Our deals page is kept current.
Prop trading is speculative and nothing here guarantees a payout. Deal or no deal, risk only money you can afford to lose.