Prop-firm deal pages age badly: the web is full of expired codes and sourceless “up to 40% off” claims. This roundup takes the opposite approach — as of early H2 2026, here is everything we could verify from official sources, and nothing we couldn’t.
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Verified deals and perks, H2 2026
Status as of writing (July 2026):
| Firm | Code | Offer | Refund policy |
|---|---|---|---|
| The5%ers | HZZS4 | Referral code; benefits depend on campaigns | 70% of fee refunded at first payout |
| Fintokei | FINTO5KEI | 5% off (official, standing) | Fee credited back at first payout |
| FTMO | none | No public coupons; unlimited Free Trial | 2-Step fee fully refunded with first reward |
| FundedNext | none verified | Rewards in 24h or $1,000 extra (standing guarantee) | — |
| Topstep | none verified | No sale visible at time of writing | — |
For FundingPips and others not listed, we could not verify current offers from official sources at the time of writing. “Not verified” is not proof of absence — check the official sites directly.
Compare refunds, not just discounts
A 5% code and a 100% refund are not in the same weight class. True-cost math on the three firms with verified numbers (list prices as published at the time of writing — verify before buying):
| Scenario | Paid | Net cost after passing + first payout |
|---|---|---|
| The5%ers High Stakes $2.5K ($19) | $19 | ~$6 (70% refund) |
| Fintokei ProTrader (¥12,500 → ¥11,875 with code) | ~$77 | effectively ~$0 (fee credited back) |
| FTMO 2-Step (fee varies by account size) | see official | effectively $0 (full refund) |
The catch built into every row: refunds trigger at the first payout, and first-attempt failure rates are commonly put at 70–90%. If you never pass, The5%ers’ $19 entry is the cheapest failure; larger challenges are the most expensive ones. The expected-value framing is developed in the true cost of a prop account.
Firm by firm
The5%ers — cheap entry + 70% refund + a code
$19 one-time for the $2.5K High Stakes, a 70% fee refund at first payout, and code HZZS4 at checkout (benefits campaign-dependent; the checkout total is the truth). Full math in our The5%ers code guide.
Fintokei — standing 5% code + fee-back policy
Official code FINTO5KEI takes 5% off (confirm applicability at checkout); pass and reach a first payout and the fee is credited back. Official anniversary campaigns have exceeded 20% in the past, so check what’s live before buying. Worked examples in our Fintokei code guide.
FTMO — no coupon, by design
No public codes; instead, a one-time fee with the 2-Step refunded in full with the first reward, plus unlimited free trials. Be wary of third-party pages selling “FTMO coupons” that don’t exist. The full story: there is no FTMO coupon.
FundedNext — a guarantee instead of a discount
No discount code verified, but the official site carries a standing promise: rewards paid within 24 hours or $1,000 extra. Not a price cut, but meaningful if payout reliability is your priority.
Should you wait for a sale?
Black Friday (November) and firm anniversaries tend to produce the year’s biggest prop-firm promotions. Two traps, though: a large discount on an attempt you’re not ready for is money lost to the retry cycle, and aggregator sites will happily sell you urgency around codes that died months ago. If you’re not in a hurry, prepare with the free trials FTMO and Fintokei offer and watch official channels only. Our deals page is kept current.
Prop trading is speculative and nothing here guarantees a payout. Deal or no deal, risk only money you can afford to lose.