You can enter our referral code HZZS4 at The5%ers checkout. The step-by-step mechanics live on our The5%ers coupon page — this article goes one level deeper and answers the question that actually matters: what does a funded account really cost you, code and refund included?
Transparency first: HZZS4 is PROP NAVI’s referral code and the links here are affiliate links. Commissions never affect our reviews. And to be blunt, we cannot promise the code lowers the sticker price — any benefit depends on The5%ers’ campaigns at the moment you buy. The checkout total is the only number that counts.
The cheapest verified entry in the industry’s top tier
The5%ers has operated since 2016 — ten years in a market where firms routinely fold within two — pioneered Instant Funding, and scales profit splits up to 100%.
The number that stands out is the entry price. Per the official High Stakes page, the $2.5K account costs a one-time $19 (at the time of writing — verify current pricing). High Stakes runs from $2.5K up to $100K, and the model is built around starting small and growing through scaling.
A cheap entry matters more than any coupon because the real cost of prop trading is failed attempts. First-attempt failure rates are commonly put at 70–90% industry-wide. Three failures at $19 cost you $57 — tuition, not catastrophe. We expand on this in the true cost of a prop account.
The 70% refund changes the math
Our verified understanding is that The5%ers refunds 70% of the challenge fee with your first payout (coverage and conditions can change — read the current official terms before buying). Here’s what that does to the numbers:
| Scenario | Paid | Refund | Net cost |
|---|---|---|---|
| $2.5K High Stakes, pass first try, reach first payout | $19 | ~$13 (70%) | ~$6 |
| Pass on second attempt, reach first payout | $38 | ~$13 | ~$25 |
| Two failed attempts, walk away | $38 | none | $38 |
Note the trigger: the refund lands with the first payout, not with passing. You have to trade the funded account into profit and withdraw. Cycles and conditions are covered in our The5%ers payout guide.
What to expect from HZZS4, honestly
The procedure is simple: open the official site through our link, pick a program and size, enter HZZS4 in the code field at checkout, apply it, and check the total before paying.
Set expectations accordingly. When a campaign is running, the code may reduce the price; when nothing is live, the price won’t move and the code simply works as a referral. “Enter it and see” is the accurate framing — never build a budget around an assumed discount. No major sale was visible on the official site when we checked, though The5%ers has historically run promotions around events like Black Friday.
Costs people miss
Some sources indicate The5%ers may charge an inactivity fee on long-dormant accounts; we can’t confirm amounts from primary sources, so check the official terms. The broader map of easy-to-miss charges is in prop firm hidden costs.
Evaluation fees are real money and trading is speculative — passing is never guaranteed. Buy at a size you’d accept losing entirely.
Bottom line
Three things cut your real cost at The5%ers: the $19 entry, the 70% refund at first payout, and — campaign permitting — the HZZS4 code. The first two are structural; the code is a bonus. Confirm the final total on the official checkout.
→ The5%ers official (code HZZS4 at checkout)