• One-step evaluation — 10% target, 3% daily loss, 6% stop-out, 1:30 leverage, unlimited time
  • Split starts at 75% and scales toward 100%; a flat 3.5% is deducted from every withdrawal
  • Correction: this is not a no-evaluation program, and the doubling-to-$4M claim is retracted

Hyper Growth is The5%ers’ one-step evaluation program: a single 10% target instead of the two phases of High Stakes, traded under tighter limits. It sits alongside the two-step High Stakes and the three-step Bootcamp in the firm’s current lineup.

An earlier version of this review called Hyper Growth “instant funding — live capital from day one, no evaluation” and described the account doubling at every +10% up to $4,000,000. On re-verification against the official pages, both claims were wrong and are retracted here. The no-evaluation product the firm once sold, Instant Funding, has been discontinued — its page has returned 404 since 2026-08-01 (see what happened to Instant Funding) — and the doubling table’s help-center source is also gone.

The5%ers revises its terms fairly often. Everything below reflects the official site as of late July 2026 — verify current conditions before purchasing.

The rules at a glance

ItemRule
Evaluation1 step
Target+10%
Account sizes$5,000–$50,000
Capital cap$40,000 combined per trader
Stop-out (max loss)6% below initial balance
Daily loss3%
Leverage1:30
Time limitNone
InactivityAccount expires after 30 days without trading

The loss rules work on two levels: 3% is the daily limit and 6% from the initial balance ends the account. Before buying, confirm on the official page how the daily limit is enforced — whether hitting 3% pauses you for the day or fails the account changes how you should trade it.

The 6% cushion is genuinely tight against a 10% target, and 1:30 leverage is a third of what High Stakes offers (1:100). Strategies built around large position sizes need rethinking before they fit inside this program.

Scaling: what is published and what is not

The split is published: it starts at 75% and scales toward 100% as the account grows. The capital ceiling is not. The firm’s own pages currently disagree — the homepage advertises managing up to $4,000,000, while the High Stakes page caps scaling at $500,000 — and the help-center article that once detailed a Hyper Growth doubling table returns 404. We treat the maximum as an unresolved contradiction and recommend not planning around the $4M figure. For how the firm’s other programs scale, see The5%ers scaling explained.

Profit split and payouts

ItemRule
Profit split75%, scaling toward 100%
First payout14 days after the funded account is activated
Payout cycleBi-weekly (the 14-day count resets when the account scales up)
Minimum payout$150
MethodsRise / bank transfer / crypto
Withdrawal deductionFlat 3.5% (0% only if taken as Hub Credits, which cannot be cashed out)

A 75% starting split is slightly below the 80% High Stakes pays from day one. The bigger drag is the flat 3.5% deducted from every cash withdrawal regardless of method — on a 75% split your real take-home is about 72.4% of profits. Payout processing times are no longer published, so budget conservatively. Mechanics and practical caveats are covered in The5%ers payout guide.

Pricing

Prices vary by account size and are rendered dynamically on the official site, so we deliberately quote no figures here — check the official pricing table before buying.

Hyper Growth vs High Stakes

Putting it next to the firm’s flagship two-step program makes the trade clear.

ItemHyper GrowthHigh Stakes
Evaluation1 step (+10%)2 steps (10% → 5%; Classic 8% → 5%)
Max loss6% of initial balance10% static
Daily loss3%5% (previous-day close)
Leverage1:301:100
Profit splitStarts at 75%Starts at 80%
Fee refund70% refunded with first payout
FeesVaries by size (dynamic)New $19–$491 / Classic $22–$545
ScalingCeiling not published$500,000 (plus fixed salary at high tiers)

On published economics, High Stakes is the easier case: the split starts at 80%, 70% of the fee comes back with the first payout, the loss limits are looser, and every number you need is on the program page before you pay. What Hyper Growth sells is the single phase — there is no phase-2 reset risk, which matters to traders who have repeatedly passed phase 1 and stumbled in phase 2. See the full program comparison and our High Stakes tips for the other side of that decision.

Pros and cons

Pros:

  • Single-phase evaluation — no phase-2 reset risk
  • No time limit and no minimum trading days
  • Split scales from 75% toward 100%

Cons:

  • 3% daily loss and 6% stop-out leave little room against a 10% target
  • 1:30 leverage rules out size-heavy strategies
  • Scaling ceiling and pricing are not clearly published
  • A flat 3.5% comes off every cash withdrawal
  • 30-day inactivity expiry punishes traders who take breaks

Is the firm itself trustworthy?

The5%ers was founded in 2016, making it one of the oldest prop firms still operating, and its Trustpilot score stood at 4.7 across 37,449 reviews when we read the profile on 2026-09-14. But on 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026. A long record does not offset an active payout problem: if you buy any The5%ers program today, keep the ticket small and confirm your first payout arrives before scaling up. The full picture is in The5%ers reputation review.

Verdict

Hyper Growth is for traders who specifically want a one-step test — usually because phase-2 resets have burned them before — and who can operate inside a 3% daily loss and 6% stop-out at 1:30 leverage. For everyone else, High Stakes publishes clearer terms, pays a higher starting split, and refunds 70% of the fee. Either way, the firm’s Low trust rating argues for the smallest viable ticket until your own withdrawals clear. For setup steps, see how to start with The5%ers.

Fintokei — fast payouts, Asia-focused

JPY-denominated plans with payouts typically processed within about one business day, per official claims.

Fintokei official (coupon “FINTO5KEI” for 5% off)

The5%ers — for building up from a small ticket

Operating since 2016. Three plans run in parallel — the one-step Hyper Growth, the two-step High Stakes and the three-step Bootcamp — with fees from $19. The profit split climbs in steps toward 100%, but a flat 3.5% is deducted from every withdrawal. On 2026-08-01 this site re-rated The5%ers from High to Low trust (★4.6→3.3) after the firm itself acknowledged payout delays in March 2026. If you use it, keep the ticket small and confirm your first payout arrives before scaling up.

The5%ers official (referral code “HZZS4” — 0% discount as of 2026-08-19)