• Topstep is a futures-only prop firm, founded in 2012 (14 years operating)
  • Monthly subscription Trading Combine ($49–$149/mo)
  • After passing, the funded account pays 100% on the first $5K, then 90%
  • Trades CME futures (ES, NQ, CL, GC, MES, MNQ)

Topstep is the oldest pure-futures prop firm and the one US traders typically join first. The Chicago-based operator has been running since 2012 and uses a monthly subscription Combine instead of a one-time evaluation fee. In practice, the subscription model rewards traders who can pass within a single billing cycle and punishes the ones who keep paying month after month without progress.

Account Sizes

SizeMonthlyTargetMax Loss
$50K$49$3,000$2,000
$100K$99$6,000$3,000
$150K$149$9,000$4,500

The $50K plan is the standard starting point. Going larger before you have proven a strategy mostly just inflates the monthly fee.

Step-by-step

  1. Sign up at topstep.com with your legal name
  2. Choose an account size — start with $50K unless you have a reason to go bigger
  3. Trade on NinjaTrader, Tradovate, or TradingView
  4. Pass the Trading Combine: hit the profit target plus minimum days and no drawdown breach
  5. Receive your Funded Account (Express simulated account first, then a Live Funded path)

Why Topstep

  • Fourteen years of operating history
  • The industry standard for US futures
  • Live Funded Account option gives real market exposure once you have shown sustained performance

→ Or for FX/CFD: FTMO official or The5%ers (coupon “HZZS4”)