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FundingPips vs FTMO: Full Comparison

A side-by-side comparison of FundingPips and FTMO built from our normalised 31-firm dataset. Every figure was read off the firms’ own pages, and each row carries its source and check date. Where we could not verify something we mark it “not verified” rather than leaving it blank.

Key findings

  • FundingPips comes out ahead on Max profit split (100% vs 90%).
  • FundingPips comes out ahead on Profit target (8% vs 10%).
  • FundingPips comes out ahead on Min trading days (3 days vs 4 days).
  • FundingPips comes out ahead on Payout cycle (5 days vs 14 days).
  • FundingPips comes out ahead on Payout processing time (3 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.5 (66,155)).

Terms compared

Item FundingPips FTMO
Evaluation model Multiple models 2-step
Lowest entry fee The two firms bill in different currencies, so the figures are not directly comparable. $29 €79
Max profit split 100% Better 90%
Profit target 8% Better 10%
Daily loss limit The two firms calculate drawdown differently, so the percentages are not directly comparable. 5% 5%
Max drawdown The two firms calculate drawdown differently, so the percentages are not directly comparable. 10% 10%
Drawdown type Mixed Static
Min trading days 3 days Better 4 days
Payout cycle 5 days Better 14 days
Payout processing time 3 days Better 4 days
Max leverage 1:100 1:100
Account sizes $5,000 / $10,000 / $25,000 / $50,000 / $100,000 $10,000 / $25,000 / $50,000 / $100,000 / $200,000
Asset classes forex, indices, crypto, commodities forex, indices, commodities, stocks, crypto
Trustpilot 4.5 (66,155) 4.8 (49,616) Better
Third-party payout verification Third-party verified Self-reported only
Recorded rule changes None recorded None recorded

FundingPips: Read the review FTMO: Read the review

How the drawdown works

FundingPips uses a mixed drawdown while FTMO uses a static one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.

Third-party payout verification

FundingPips

$288M+ — Third-party verified

No "as of" date, no auditor, and no methodology anywhere near the figure. fundingpips.com returns HTTP 429 behind a Vercel security checkpoint to automated fetches; the claim was read in a browser.

FundingPips — homepage ("$288M+ Total Rewards") · 2026-08-05

FTMO

$650M+ — Self-reported only

Marketing figures, not a disclosure: no as-of date, no period, no auditor, no breakdown. FTMO documents crypto withdrawals alongside bank wire, Visa Direct / Mastercard Send and Skrill, but no third party publishes transaction-level records for it and FTMO is not among the firms Payout Junction tracks. The industry’s longest operating record is a reason to weigh the claim; it is not corroboration of it.

FTMO — homepage ("$650M+ Paid in rewards worldwide") · 2026-08-05

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Recorded rule changes

FundingPips

Our tracker holds no recorded changes for FundingPips. An absence of records is not proof that nothing changed.

FTMO

Our tracker holds no recorded changes for FTMO. An absence of records is not proof that nothing changed.

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Which one fits you

What the data says, priority by priority. The decision is yours; we do not give investment advice.

  • FundingPips comes out ahead on Max profit split (100% vs 90%).
  • FundingPips comes out ahead on Profit target (8% vs 10%).
  • FundingPips comes out ahead on Min trading days (3 days vs 4 days).
  • FundingPips comes out ahead on Payout cycle (5 days vs 14 days).
  • FundingPips comes out ahead on Payout processing time (3 days vs 4 days).
  • FTMO holds the higher Trustpilot rating (4.8 (49,616) vs 4.5 (66,155)).

Check current terms on the official sites

FTMO 公式で詳細を見る

FAQ

Which is cheaper to start, FundingPips or FTMO?
FundingPips is $29 and FTMO is €79.
Which one pays the higher profit split?
FundingPips is 100% and FTMO is 90%, so FundingPips is the better of the two on Max profit split. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Which one has the shorter payout cycle?
FundingPips is 5 days and FTMO is 14 days, so FundingPips is the better of the two on Payout cycle. This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.
Do they calculate drawdown the same way?
FundingPips uses a mixed drawdown while FTMO uses a static one. This is one of the most common reasons an account fails: with a trailing drawdown the limit rises with your open profit, so the same headline percentage leaves less real room.
What do their Trustpilot ratings look like?
FundingPips: 4.5 (66,155). FTMO: 4.8 (49,616). Profiles were checked on 2026-07-31. Where Trustpilot has withheld a rating for a guideline breach we publish no score.

Sources

Data currency

Terms data 2026-06-22 / payout verification 2026-08-05 / rule changes 2026-08-22. Prop firm terms change without notice — always confirm on the official site before you buy.

This page is an informational comparison, not investment advice. Passing an evaluation is not guaranteed and entry fees may not be refundable.

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